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Cutting Grocery Costs without Cutting Nutrition
Simple, healthy, and affordable ways to weather the rising price of food
by Karen Collins, R.D., American Institute of Cancer Research
Grocery prices are projected to increase again in 2008 – that’s following 2007’s highest annual increase in 17 years. But surviving these tough economic times doesn’t have to mean sacrificing good nutrition. Some simple strategies can help you cut food costs and eat more healthfully, too.
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91 Ways to Save on Almost Anything
Here's how to stretch your dollars -- and pinch your pennies 'til they scream -- while you feel little or no pain.
by Kiplinger's Personal Finance Magazine
Want to save a buck? How about a few hundred or a couple thousand?
We took a look at eight spending categories in your budget and identified dozens of ways you can keep more money. Whether you need to plug leaks in your spending, learn where to find the best deals or even trick yourself into shaving expenses, we've got something for everyone.
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Writer/Co-Founder www.SingleMotherResources.com
Kelly Kennedy is the Communications Specialist for MindComet Corporation, a full service marketing agency for Fortune 500 companies and international conglomerates. Kelly specializes in public relations strategies focused on single mother's financial guidance. Kelly has been author to hundreds of articles focusing on single mother financial concerns. She also acts as a contributing author for a wide variety of websites and newsletters. Kelly holds a Bachelors degree in Marketing from the University of Central Florida.
Financial Guide Through a Divorce
by Kelly Kennedy
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Going through a divorce by all means is not easy. Even coming to the realization that you want a divorce or your partner wants to separate, can all be overwhelming. That’s just the beginning; divorces can get ugly when it comes to dividing all joint obligations.
However it needs to be done, so here are some pointers to help solve any problems that may arise.
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How to Attain your Dreams on a Single Income
by Kelly Kennedy, singlemotherresources.com
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If you recently became a single parent and see your dreams being washed away because you feel all alone, you aren’t alone. There are single parents that face future endeavors alone like dating again, living on one income, and buying the home they’ve always imagined. It is possible to do things on your own, be successful, and enjoy every bit of getting to where you want to be in life.
Being a single parent can be an everyday struggle but don’t feel you have to give up your goals in life just because you are on your own. At some point in life, people think about moving whether it is into an apartment, condo, or type of house.
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Protect your Identity from Being Stolen
by Kelly Kennedy from singlemotherresources.com
The fall season is fast approaching and soon that will mean holiday shopping. Imagine standing in the line that seems never ending in a department store and hear the cashier say to the person in front of you, “Thanks for shopping with us Mrs. Smith.” It catches your attention because it’s your last name as well, but then you shrug it off because there are millions of people with the same name. But then when you go to hand your credit card to the cashier, and it’s rejected because it’s now maxed out, your heart stops. The first thoughts running through your head are, “How could this be?”
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Childcare Costs and Options
by Kelly Kennedy from www.singlemotherresources.com
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So you’ve had your last child and you realize its time to get back to the working field. However finding child-care doesn’t come easy or cheap. Here are a few tips to keep in mind and a few suggestions while searching for a child care provider.
Don’t settle with your first choice. Just like grocery shopping, if you shop around you are bound to find a less expensive item or childcare provider in this case. You can have either in-home care or out-of-home care. If you’ve made the decision to get back into the working field, home-care wont be an option for you unless of course you plan to have your kids stay at home while someone comes there to watch them. There are a variety of options in this case. If your child has a grandparent and they are available you may want to consider using them because they most likely will do it for free. Other siblings may be able to provide the same care. Babysitters are an option if you trust a neighbor, family friend or referral but you will have to pay. There are also moms that are in-home care providers where they actually stay home to watch their kids but take in other kids as well but basically this is like a day care and could be expensive or could be even more expensive then a regular day care center.
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Teach Your Kids the Basics on Money - Money Management
by Kelly Kennedy from www.singlemotherresources.com
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Kids are taught about sharing, safety, acceptable behavior, physical health and safety, and good study and work habits but seldom are they taught about money. These will be things that they take with them forever, after they grow up and move out on their own. Money is an important factor in life and it should be addressed in some manor so kids at least know the basics such as budgeting and saving.
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Single Mother Resources to Make Due with Less Time and Money
by Kelly Kennedy from singlemotherresources.com
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A single mother may find that raising gas prices seem to be the talk of the town lately, but why shouldn’t it be. Gas prices are going up just as fast as weeds in your back yard. Gas prices aren’t the only item rising, so are groceries, taxes and other items we have no control over. So how can we make do with less money or time?
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Time Savers for Single Moms
by Kelly Kennedy from www.singlemotherresources.com
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There is no question that the life of a single mother forces one to stretch the limits and test the strength of your organizational skills as well as your time management. But for those who didn’t study Frank Gilbreth’s efficiency theories in college here are some tips for easy ways to minimize the time it takes for everyday chores so you have more time (and dare we say energy) to focus on the fun stuff.
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Single Mother Resources: Ways to Save on Pet Care
by Kelly Kennedy from singlemotherresources.com
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Pets are great to have when you live alone. As a single mother you are bound to get lonely but with a pet you won’t feel as lonely, and you feel somewhat protected. If you hear a noise in the middle of the night you can simply blame it on your pet. They are also great with children. So if you are a single mother and considering getting a pet or already have one, here are a few pointers to save on pet care.
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Single Mother Resources on How to Save on School Shopping
by Kelly Kennedy from www.singlemotherresources.com
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School shopping can be expensive especially if you have more than one child. Pay attention to sales and bargains and let’s not forget about tax-free week. However there are alternatives to hitting the mall that can get you saving dimes in no time!
First off, start by going to garage sales and second hand stores. Some people are looking to get rid of things that are practically brand new. All your school shopping for kid’s clothes can be found here at great prices!
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Solutions to Single Mothers in Debt
by Kelly Kennedy from www.singlemotherresources.com
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As a single mother, lets admit it, times get tough. You are fortunate enough to have your children that mean the world to you, but it doesn’t come cheap. Of course you’d do anything to keep them safe, even if that means struggling financially to support their well being. Debt can get out of hand fast and with only one income it’s hard to pay monthly rent, mortgages, utilities, and food expenses on top of credit card bills. This leads to unwanted stress but can be prevented if you get help.
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An Abundant Source of Single Mother Resources
by Kelly Kennedy, singlemotherresources.com
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Single Mother Resources is a new website pertaining mainly to single mothers in need of financial help, credit and debt management, budgeting, and links to other information like grants and scholarships. Single Mother Resources is a private organization partially supported by a national non-profit organization.
Many single mothers find themselves facing financial problems every day. A single mother faces many burdens of everyday costs for her children’s well-being, as well as her own, that at times will leave her in need of financial assistance. This website provides help for single mothers by posting articles and tips on financial help, dealing with credit and debt management issues, household budgeting, as well as providing information and links to grants and scholarships for single mothers that in the end will leave them with useful knowledge.
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Being A Single Mother on a Budget
by Kelly Kennedy from www.singlemotherresources.com
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As a parent you are bound to face a few challenges but as single mother you are bound to face challenges everyday. Raising a child is not meant to be done alone however today it is occurring more often then traditional value holders would like to see.
If you are a single mother trying to successfully raise your family you are among the many. There are a vast number of women that successfully raise their family. However there is also a great number of single mother’s that must bear the burden of covering their own costs as well as their child’s, all on one income. Whether you are working full time or going to school to better your education you have to make sure your child has proper care after school lets out or during the day while you are away. Whether this proper care is day care or a babysitter, they all come with costs. Many households today are faced with debt so it’s not a surprise to see single parents in debt. With the stress of everyday life, it’s important to not let your debt be ignored. Managing your debt right away is the first step which is followed by finding out ways to reduce your expenses and paying the rest off.
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Never Too Late: Entering College as a Non-Traditional Student
by Kelly Kennedy from www.singlemotherresources.com
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If you are single mom and found that you had to give up going back to school to care for your children, you aren’t the only one. Single women do it all the time in order to raise their children. However as children grow up and go to school themselves, single mothers want the chance as well to go back to school. Whether it is to finish where they left off or get continuing education. Sometimes its not as easy to make the transition back to school if you are older but they are plenty others doing the same thing.
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Holiday Shopping Tips
by Kelly Kennedy from singlemotherresources.com
Its right around the corner, the holidays that is, but consumers are getting an even earlier start this year with their holiday shopping. People act in ways they never acted before or thought they were capable of acting.
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Fight against credit card rate hikes
by Gerri Willis, CNN finance editor
As expected, credit card issuers are raising fees and rates just before legislative restrictions take place next February. But you don't have to be vulnerable. Here are some alternatives to bank credit cards.
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Suze Orman's Recession Rescue Plan - helps you survive in times of financial crisis
OPRAH.com
Do you know what your family would do if you lost your job - or worse, your home? Financial expert Suze Orman is ready to help you devise a recession rescue plan to survive - and possibly thrive - during this deepening financial crisis...
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Save More Every Week
RealSimple.com
TRACK YOUR SPENDING FOR ONE WEEK and transfer the totals to this log created by Jill Gianola, a certified financial
planner and the author of
The Young Couple's Guide to Growing Rich Together . Make categories for
repeat purchases, such as coffee, lunch, movies, and manicures, then decide whether you can cut back on or eliminate the
expense or whether it’s a must-have.
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The 10-Ingredient Shopping Trip
By Tara Parker-Pope and Mark Bittman
... In his latest “How to Cook Everything” segment on the Today Show, New York Times food writer Mark Bittman makes it surprisingly easy to cook a week’s worth of dinners with just a 10-ingredient shopping trip.
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Your Just-in-Case Emergency Plan
by RealSimple
Who do you call if you can't make it home in time to meet the kids' bus? Who do
you trust to take in your mail when you're on vacation? Who do you trust with
the extra set of keys to your house?
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How to save $10,000 in 2009
By Liz Pulliam Weston
If you were hoping for a list of small tweaks you could make in your spending to save $10,000 a year, sorry. The reality is that $10,000 is a lot of money. And saving big money usually means making big changes in the areas where we spend the most, such as: Housing, Transportation, Food.
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Wash the Dishes with All Your Heart
by Victoria Moran
"In a charmed life, the best thing going is what is happening now"
Even the most dazzling lives are punctuated more by commas and periods than by exclamation marks. You virtually guarantee a charmed life when you can give yourself as fully to doing the dishes, and tending to the other miscellanea that make up your day, as to some grand adventure...
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32 and Counting? Finding Your Happily Ever After Today
by Gi Gi
The author talks about the struggles a single mom goes through and the discovery that you can have HEAT (Happily Ever After Today) just as you are, being single, taking care of your kids...
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The Super, Sexy, Single Mom on a Budget
by Renee Rayles
A quick reference guide designed for the busy, single mom who has
little time to read while running the mom taxi, cooking dinner, helping with homework, and trying to fit in a date night every now and then.
TheOnlineMom.com offers parents and consumers a guide to the top-rated, age-appropriate, kid-tested and parent-approved tech toys and gifts.
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Your 5-minute guide to protecting your identity
20 steps to protect yourself from identity theft, and seven ways to clean up things if you become a victim.
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