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91 Ways to Save on Almost Anything
Here's how to stretch your dollars -- and pinch your pennies 'til they scream -- while you feel little or no pain.
by Kiplinger's Personal Finance Magazine
Want to save a buck? How about a few hundred or a couple thousand?
read more...
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Fourth Week Of April
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Q:
"Hi Joy, I've been a single mom for almost 10 years and my son will be 10 years old next month. I have worked hard all my life and even managed to save enough money to buy a house for the two of us without ever seeing a dime from his Father! My question to you Joy is, when I ask my son to clean up his room and help me around the house he always puts it off or comes up with some kind of excuse. His Grandma watches him two days a week after school and of course in his Grandma's eyes he shouldn't have to clean up his room or do chores because she thinks he's to young??? I have even offered him an allowance of $5.00 per week as an incentive. Do you have any advice on what I can do to help him be more responsible? Sincerely, K."
A:
SingleMom.com™ visitor:
"In reply to K., thank you for visiting SingleMom.com™. Reading your Email, I can see that you are a wonderful mom. You did all you could to raise your son. However, you get a difficult time to tell him to clean up around the house. Many kids at that age are acting that way. However, money or any other kind of incentives is not the best way to teach your son. Most of the time its motivates the kids. In this case, it just doesn't work for you.
Now, you mentioned that your son doesn't have to do much when he is with his grandma. You need to talk to his grandma about this. It will not be an easy discussion. So you should be patient explaining to your mother that you work hard and you try your best to raise your son the best way you know how. In order for you to keep this house in order, you need help from your son, and that he lives in the house with you. He should learn how to be responsible and help you out around the house. Try to explain to your mother that you are tired and you need her help. She will have the way to tell your son. You should also have a talk with your son. Sit down and talk to him like an adult. Don't treat him like an irresponsible kid. Give him some respect and ask him to open up to you. Ask him what can you do to help him to help you. Tell him that you love him more than anything. If he compares you to grandma or other kids parents. Tell him that you try your best to provide him a happy home the best way you know how. If he knows a better way, please show you. Tell him that you're trying very hard to make this work for both you & him. So please be responsible & grow up."
I hope you find this helpful & best wishes to you."
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back to Ask Single Mom Joy
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9 Cash-Saving Tips That Pay Big Bucks
complaintsboard.com
The expression "a penny saved is a penny earned" doesn't cut it these days. But saving a few dollars here and there can add up...
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Try out these Thanksgiving recipes... from tasteofhome
Short-term Payday Loans
econ4u.org
...Which are more expensive, late fees or short-term loans?...
A short-term payday loan can be a better option than overdraft fees, reconnect fees, late payment fees or a damaged credit rating when
the loan is repaid promptly. However, these loans are not suited for longer repayment periods...
Being realistic about budgeting can help avoid the need for short-term borrowing.
read more...
Suze Orman's Recession Rescue Plan - helps you survive in times of financial crisis
OPRAH.com
Do you know what your family would do if you lost your job - or worse, your home? Financial expert Suze Orman is ready to help you
devise a recession rescue plan to survive - and possibly thrive - during this deepening financial crisis...
read more...
Could fat babies mean fat toddlers?
A new study from Harvard Medical School found that babies who gained weight quickly had a sharply higher risk of obesity. The study
followed close to 600 babies and found those in the top quarter of weight for their length at 6 months had a 40 percent higher risk of
obesity by age 3 than smaller babies.
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more...
The 10-Ingredient Shopping Trip
By Tara Parker-Pope and Mark Bittman
... In his latest “How to Cook Everything” segment on the Today Show, New York Times food writer Mark Bittman makes it
surprisingly easy to cook a week’s worth of dinners with just a 10-ingredient shopping trip.
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Finding last-minute tuition money
There's still time to find funds for this semester's college tuition. But you'll have to move quickly.
By Gerri Willis
It's only a couple of weeks or even days until school begins. And if you don't think you'll be able to get a handle on your college
tuition bill, here with your guide to last minute money.
read more...
Your Just-in-Case Emergency Plan
by RealSimple
Who do you call if you can't make it home in time to meet the kids' bus? Who do
you trust to take in your mail when you're on vacation? Who do you trust with
the extra set of keys to your house?
read
more...
How to save $10,000 in 2009
By Liz Pulliam Weston
If you were hoping for a list of small tweaks you could make in your spending to save $10,000 a year, sorry. The reality is that
$10,000 is a lot of money. And saving big money usually means making big changes in the areas where we spend the most, such as:
Housing, Transportation, Food.
read
more...
The Super, Sexy, Single Mom on a Budget
by Renee Rayles
A quick reference guide designed for the busy, single mom who has
little time to read while running the mom taxi, cooking dinner, helping with homework, and trying to fit in a date night every now and
then.
32 and Counting? Finding Your Happily Ever After Today
by Gi Gi
The author talks about the struggles a single mom goes through and the discovery that you can have HEAT (Happily Ever After Today) just
as you are, being single, taking care of your kids...
read more...
Single Mothers &
Male Role-Models / Mentors
Single mothers carry an enormous load of responsibility, especially those having sole and/or primary custody of minor children. They
nourish, they nurture, they teach, they discipline, they shelter, they protect, and they provide… all without the assistance of another
equally-invested adult.
read more...
Your 5-minute guide to protecting your identity
20 steps to protect yourself from identity theft, and seven ways to clean up things if you become a victim.
read more...
TheOnlineMom.com offers parents and consumers a guide to the top-rated, age-appropriate, kid-tested and parent-approved tech toys and gifts.
read more...
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