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Fight against credit card rate hikes

by Gerri Willis, CNN finance editor

As expected, credit card issuers are raising fees and rates just before legislative restrictions take place next February. But you don't have to be vulnerable. Here are some alternatives to bank credit cards.

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Cutting Grocery Costs without Cutting Nutrition

Simple, healthy, and affordable ways to weather the rising price of food

by Karen Collins, R.D., American Institute of Cancer Research

Grocery prices are projected to increase again in 2008 – that’s following 2007’s highest annual increase in 17 years. But surviving these tough economic times doesn’t have to mean sacrificing good nutrition. Some simple strategies can help you cut food costs and eat more healthfully, too.

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Madlynn is Kid of the Month

83 Percent of Recruiters Look for Digital Dirt

4 Ways to Clean Up Digital Dirt

by Selena Dehne, JIST Publishing

Job seekers, beware! That MySpace photo of you doing a keg stand may get a few chuckles from friends, but it's no laughing matter in the job market.
Employers are increasingly scouring the Internet for "digital dirt" to help them weed through job candidates. In fact, 83.2 percent of recruiters acknowledged to using online search engines in 2007 to uncover information about candidates, according to ExecuNet, an online referral network for executives and recruiters. Of these recruiters, 43 percent acknowledged eliminating candidates based on the negative information they found.

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Stop these bad work habits now

by CNN and CareerBuilder.com

...Try going on a diet and I guarantee that a freshly baked pizza will break your willpower whether you're on the second or the forty-fifth day...
Here are bad work habits you need to break now:
Confusing casual with disrespectful, Always doing the bare minimum, Not budging from your job title, Forgetting what your job is, Ignoring the chain of command, Operating on your own clock, Badmouthing your colleagues, Flaunting your connections.

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Six Job Hunting Myths Debunked

by Robert Half International

Everyone wants to give job seekers advice, and while much of it is useful, some guidance may miss the mark. Because the employment market is constantly changing, ideas that once worked well may no longer be effective. This doesn't mean you have to second-guess everything you hear, but do be aware of common job-hunting myths, like the following:

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Job markets news
 

*Up to $810 per week* working at home!


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Single Moms - find here resources on financial aid, scholarships, help with basic needs, food, prescription drugs, health care, housing, legal info, and much more...

Employment Resources

Advice for Job Seekers, Information on How to Prepare a Resume, How to Prepare for an Interview, Advice on How to Negotiate for a Position. Find Job Listings.



Easier Cities For Job Hunters CNBC.com - 2010

Sure the national unemployment rate is 10 percent, but some areas have it better than others - especially these ten cities.

Job search engine Juju.com ranked the cities based on the number of unemployed in a metro area vs. the number of jobs available.

The rankings (and rates) were determined by using government data on the number of unemployed people in each city and then dividing that by the number of jobs posted online in thousands of employer job Web sites and career portals.

Check out the ten cities where jobs are easier to come by.
10. Austin, Texas - 4.30 Unemployed Per Advertised Job
9. San Antonio, Texas - 3.84 Unemployed Per Advertised Job
8. Denver, Colorado - 3.81 Unemployed Per Advertised Job
7. Hartford, Connecticut - 3.60 Unemployed Per Advertised Job
6. Salt Lake City, Utah - 3.35 Unemployed Per Advertised Job
5. New York, New York - 3.35 Unemployed Per Advertised Job
4. Boston, Massachusetts - 3.11 Unemployed Per Advertised Job
3. Baltimore, Maryland - 2.91 Unemployed Per Advertised Job
2. San Jose, California - 2.68 Unemployed Per Advertised Job
1. Washington, District of Columbia - 1.87 Unemployed Per Advertised Job

Will Work-At-Home Jobs Save Us From The Recession?

by Weekly Consumer Newsletter

Are online jobs the answer to our nation’s recession? Sally Vickers says “You better believe it!” As a mother of three living in Julian, California, Vickers is presently making more money than ever before working from home – all during the worst economic crisis in our history...

Sally’s situation is all too common these days. Until her recent layoff, she worked as a well-compensated sales rep for a national supply company. Ironically, as happens in too many homes across America today, on the same day she was laid off, her husband also received his pink slip.

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Industries That Will GAIN The Most Jobs In Next Decade
Huffington Post - December 31, 2009

We've seen the deterioration of certain industries and massive disruption in employment. But, in the next decade there will certainly be a corresponding expansion in some unexpected areas. Earlier this month, the Bureau of Labor Statistics forecast the industries in which it expects the most job growth over the next decade.

read more...

Job Seeker Tool Kit

Take charge of your job search by improving your visibility on CareerBuilder.com
Just started your job search?
Need resume help?
Applying for jobs taking too long?
Can't get past the first interview?
Curious who is looking at your resume?
Employers aren't calling?
Find free career tests, create your professional profile, and your Job Seeker Tool Kit on CareerBuilder.com.



  Indeed - One Search, All Jobs U.S., Canada, U.K.. Job Trends, Salaries, Tools
  CareerWomen - Helping Women Achieve Success in their Careers and Life
  CNNMoney.com - Job Search
  JobSpin - Job Search, Post Resumes, Get Your Resume Reviewed
  Monster - Find Jobs, Build a Better Career, Find Your Calling
  Dice - Jobs for Technology Professionals
  Hot Jobs - Thousands of Jobs, Find the Right One
  BAJobs.com - Bay Area Jobs
  Career Builder - The Largest Job Search, Employment and Career Site
  Career Path - Assessment Testing, Career Guidance, Professional Development
  Juju.com - Quick access to jobs found on thousands of employer websites and job boards all around the web


Job & Training Information


U.S. Department of Labor, Employment & Training Administration (ETA)


Programs, resources and online tools help workers in all stages of the job and career development. Explore what is available by choosing a topic below:

  Assess Yourself - Searching for a career that's right for you? An important first step is to assess your skills to help you make the right career choices.

  Explore Career Options - Looking for a career or interested in changing careers? Find resources and online tools to help you with career decisions.

  Gain Experience and Credentials - How do you prepare for the career of your dreams? Explore programs and tools to find the training you need.

  Find a Job - Want to find your next job? Job search takes time, energy and preparation. Use online tools and resources for a successful job hunt.

  Youth - What are your career plans? Are you finalizing plans or just beginning? There are a variety of resources available specifically for you.

  Deal with a Job Loss - Dealing with a job loss? Take advantage of resources and programs that provide assistance to help you.

  Know Your Rights as a Worker - Do you have questions about the laws that protect you as a worker? Find resources with the information you need.

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America Service Locator

Find a One-Stop Career Center. Find a Service, Keyword Search, Office Search, Unemployment Insurance Filing Assistance, Maps. Choose a search, type and enter a zip code to find local services near you. Or just pick up the phone and dial 1-877-US2-JOBS (1-877-872-5627) for direct assistance!

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USA Jobs

Explore the large number of Federal jobs in the USAJOBS database. It's your one stop source for Federal jobs and employment information.

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America Career InfoNet

America's Career InfoNet is a resource for making informed career decisions to support a demand-driven workforce investment system.

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Career Voyages

Start exploring career options and be in demand by knowing about high growth jobs with better wages and brighter future.

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Hire Vets First

Comprehensive career website for hiring veterans of America's military. Whether you're a manager, human resources specialist, or veteran, you'll find the resources you need for matching employment opportunities with veterans.

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Career One Stop

The source for employment information and inspiration. The place to manage your career. The pathway to career success. Find a wealth of information:

  Explore Careers - Take Charge, Self Assessment, Skills, Occupations, Industries

  Education & Training - Plan, Keep Learning, Pay, Find

  Resumes & Interviews - Resume Advice, Letters, Interviews

  Resumes & Salary & Benefits - Wages and Salaries, Relocation, Unemployment Insurance, Pay for Education & Training Benefits

  Job Search - Plan, Find Jobs, Apply, After an Offer

  People & Places - Search by State

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Women Work!

Women Work! The National Network for Women's Employment envisions a nation where all women have educational and employment equity, personal and economic security, and social equality throughout their lives. Women Work! advances economic justice and equality for women through education, advocacy and organizing.

1625 K Street NW, Suite 300

Washington, DC 20006

Phone: 1-202-467-6346, Phone: 1-800-235-2732

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CAREER In-Demand Occupations In the News

Collaboration between the U.S. Department of Labor and the U.S. Department of Education. It is designed to provide information on high growth, in-demand occupations along with the skills and education needed to attain those jobs.

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American Businesswoman's Association (ABWA)

ABWA brings together businesswomen of diverse occupations and provides opportunities for them to help themselves and others grow personally and professionally through leadership, education, networking support and national recognition.

9100 Ward Parkway, PO Box 8728, Kansas City, MO 64114

Phone: 1-800-228-0007, Fax: (816) 361-4991

Email: abwa@abwa.org

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National Association for Female Executives (NAFE)

NAFE is owned by Working Mother Media (WMM), which includes Working Mother and NAFE Magazine, the National Association for Female Executives (NAFE), WMM Business Advisory Services, and a Conferences & Special Events division that produces the 100 Best Companies WorkLife Congress, the Best Companies for Women of Color Conference, and the NAFE National Conference, among other events.

127 W 24th Street, New York, NY 10011

Phone: 1-212-351-6451, Phone: 1-800-927-6233

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Philadelphia Unemployment Project (PUP)

The Philadelphia Unemployment Project is a membership organization of low-wage workers and the unemployed. PUP has fought for jobs and for economic justice since 1975. We are also an unemployed workers center that helps people win unemployment cases, save their houses, and get access to health care.

112 North Broad Street, 11th Floor, Philadelphia, PA 19106

Phone: 1-215-557-0822

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Women Employed

Women Employed is a leading national advocate for women's economic advancement. We analyze workplace issues, educate policy makers, and build support to improve opportunities and incomes. Women Employed has fought to outlaw pay discrimination, pregnancy discrimination and sexual harassment and to strengthen federal equal opportunity policies and work/family benefits. We've connected thousands of women to education and training that lead to better jobs.

Women Employed

111 N. Wabash, Suite 1300, Chicago, IL 60602

Phone: 1-312-782-3902, Fax: 1-312-782-5

read more...

Home Based Working Moms (HBWM)

HBWM is a professional association and online community of parents who work at home and those who would like to.

HBWM provides its members with support, networking, free advertising options, information, a monthly (print) newsletter, email discussion list, searchable member directory, member spotlights and corporate discounts on various products and services.

PO Box 1628, Spring TX 77383-1628

read more...

American Home Business Association (AHBA)

AHBA is a national association offering essential and innovative benefits and services dedicated to supporting the needs of home business, small business and entrepreneurs.

AHBA provides its members with access to the best in traditional business benefits, Internet support services, resources and timely information that is critical to conduct a successful home, small or Internet business.


American Home Business Association

965 East 4800, Suite 3C, Salt Lake City, UT 84117

Phone/Fax: 1-866-396-7773

Email: info@homebusinessworks.com

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Jobs, Education, and Volunteerism

 

Official information and services from the U.S. government

  Education and Training: Primary, secondary, and higher education; adult, vocational, and special education; financial aid; job training; literacy resources
  Finding a Job: Choosing a career, building a resume, applying for jobs, becoming self-employed, government jobs
  Government Jobs: Federal, state, local, military, and volunteer opportunities available from the U.S. government
  Public Service and Volunteer Opportunities: Learn more about government and public service; donate goods and money; give blood; volunteer your time

read more...

Small Business Administration (SBA) – Business Plan Tutorial

Manage your business from start to finish
Careful planning is fundamental to success. The Small Business Planner includes information and resources that will help you at any stage of the business lifecycle.

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Government Grants

Find and apply for a government grants - This site allows organizations to electronically find and apply for competitive grant opportunities from all Federal grant-making agencies.
200 Independence Avenue, SW, HHH Building, Room 739F, Washington, DC 20201

Phone: 1-800-518-Grants

read more...

Buying a Janitorial Services Franchise

If you're thinking about starting your own business and have only a small amount to invest, you may be considering buying a janitorial services franchise. For a fee, a janitorial service company (the "franchisor") typically provides you (the "franchisee") with customers and marketing, billing and collection services.
Every franchisor has success stories to share. Be cautious. While success in the janitorial service industry is possible, it's not a guarantee.

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Get Happy

Happy hour is intended to be jovial and relaxing, and can be an important tool in creating a bond between groups of co-workers. But, despite good intentions, there are some "unhappy hours" where the good times go bad.

A recent CareerBuilder.com survey offers a snapshot of our happy hour habits. Here's what it found out about our post-work festivities:
One in five workers attends happy hour festivities with co-workers at least once a month.
Eighty-two percent go to bond with co-workers, while 11 percent go specifically for quality time with the boss.
Fifteen percent of the attendees were all about the office gossip.
Men and women were equally likely to attend.
Workers ages 25 to 34 had the highest attendance across all age groups.

The survey revealed a number of incidents and events where a worker's happy hour experience went from smooth sailing to crash and burn.

read more...

How much skin is too much at the office?

Here's a scenario very likely to happen at a small business this summer: The owner arrives in the morning, and is greeted not only by the company's receptionist, but her exposed navel. And maybe her nose ring too.

In the summer heat, many employees, particularly those in their first jobs, may show up for work in rather skimpy attire that a small business owner feels is unsuitable for the workplace. The solution is to create a dress code -- something that every business has the right to do.

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Note

The listing of or omission of an institution, organization or corporation on this Web site does not refer to programmatic capability nor does it confer any official status, approval, or endorsement of the institution, organization or corporation itself. This listing does not purport to be a listing of all organizations & corporations that are providing relief in the affected area. Additionally, there may be organizations providing relief in the affected area that are not accepting donations at this time. It is not the purpose of this Web site to make, or enable to be made, any representation to the public concerning the organizations listed. This listing is for informational purposes only. Any contributions or submissions you choose to make from links on this Web site are at your sole discretion.

 

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Top 8 Tips for Reducing Kids Screen Time This Summer

Reducing time spent in front of televisions and computers is one of the easiest ways to improve your family's health. Here are eight simple ways to limit screen time so you can help crank up your kids’ energy, re-charge their minds, and improve their health.

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What would you change?

Weekly Column, by Annette Bridges

Change -- some people dread it, and others can’t get enough. It may be much like the idiom, “One man’s trash is another man’s treasure.” When it comes to what we would alter or why we would make a modification, the answers vary because we all have different things we value, want, need and consider important.

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Being a Role Model

by Laurie Cesario-Overton

If I had to choose one sentence that would best describe what I feel parents need to learn, it would be this: Be your child's BEST ROLE MODEL in all the ways that truly count. Be your child's HERO. Whatever you do, do it for all the right reasons.

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How to Find the Best Car Loans for Single Moms

Financial Advice for Single Moms

The best car loans for single mothers might be just around the corner at your local car lot.

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3 Money Rules for Stay-at-Home Moms

As we all know, life is unpredictable. We lose jobs, get divorced and even become widowed...
Here are three steps stay-at-home parents should take to better manage their own and the family’s finances.

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You May Have Too Much Debt But You Also Have Options

How Life Works

If you feel like you're in over your head with personal debt, you're not alone. Millions of Americans have become overextended, many as a result of easy credit and the recessions. Credit cards, medical bills, personal loans and raising interest rates do not make a good financial mix.

read more...

Could fat babies mean fat toddlers?

A new study from Harvard Medical School found that babies who gained weight quickly had a sharply higher risk of obesity. The study followed close to 600 babies and found those in the top quarter of weight for their length at 6 months had a 40 percent higher risk of obesity by age 3 than smaller babies.

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Crystal Bowersox - A Single Mom And A Real American Idol

Read how the amazing Crystal Bowersox. the runner-up of American Idol Season 9, handles fame and life as a single mom, raising her 17 month old son.

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5 Ways for Single Moms to Save Money

Single moms are always looking for ways to save money, and for good reason... It’s important to find ways to cut corners on the little things that perhaps you don’t think about too often, because those are usually where your biggest money drains are.

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Suze Orman's Recession Rescue Plan - helps you survive in times of financial crisis

OPRAH.com

Do you know what your family would do if you lost your job - or worse, your home? Financial expert Suze Orman is ready to help you devise a recession rescue plan to survive - and possibly thrive - during this deepening financial crisis...

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Your Just-in-Case Emergency Plan

by RealSimple

Who do you call if you can't make it home in time to meet the kids' bus? Who do you trust to take in your mail when you're on vacation? Who do you trust with the extra set of keys to your house?

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How to save $10,000

By Liz Pulliam Weston

If you were hoping for a list of small tweaks you could make in your spending to save $10,000 a year, sorry. The reality is that $10,000 is a lot of money. And saving big money usually means making big changes in the areas where we spend the most, such as: Housing, Transportation, Food.

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The Super, Sexy, Single Mom on a Budget

by Renee Rayles

A quick reference guide designed for the busy, single mom who has

little time to read while running the mom taxi, cooking dinner, helping with homework, and trying to fit in a date night every now and then.

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Single Mothers &
Male Role-Models / Mentors

Single mothers carry an enormous load of responsibility, especially those having sole and/or primary custody of minor children. They nourish, they nurture, they teach, they discipline, they shelter, they protect, and they provide… all without the assistance of another equally-invested adult.

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Mom's Obesity Raises Newborn's Heart Risk

from the National Institute of Health

The more obese a woman is when she becomes pregnant, the greater the likelihood that her newborn baby will have a congenital heart defect, a new study suggests. The finding raises concerns because 1 in 5 women are obese at the start of pregnancy in the United States.

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The 10-Ingredient Shopping Trip

By Tara Parker-Pope and Mark Bittman

... In his latest “How to Cook Everything” segment on the Today Show, New York Times food writer Mark Bittman makes it surprisingly easy to cook a week’s worth of dinners with just a 10-ingredient shopping trip.

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Your 5-minute guide to protecting your identity

20 steps to protect yourself from identity theft, and seven ways to clean up things if you become a victim.

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TheOnlineMom.com offers parents and consumers a guide to the top-rated, age-appropriate, kid-tested and parent-approved tech toys and gifts.

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Single Moms in the News

6 Best Celebrity Single Moms
Read about Halle Berry, Sandra Bullock, Michelle Williams, Reese Witherspoon, Kimora Lee Simmons, Mary-Louise Parker... read more

Diary of a Wimpy Kid: The Last Straw

by Jeff Kinney

For those wondering why tween boys don’t read very much, the answer is that more books aren’t like this...

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34 Ways to Reduce College Costs


Cooperative education programs allow students to alternate between working full time and studying full time. This type of employment program is not based upon financial need, and students can earn as much as $7,000 per year.
Some colleges give credit for life experiences, thereby reducing the number of credits needed for graduation. Students should check with the college for further information.

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8 Ways to Survive - and Thrive - in a New Job

by Robert Half International

... The initial months on a job can be exciting, but they also are critical to shaping your manager's and co-workers' opinions about your potential in the new role, as well as laying the groundwork for success within the organization...

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Answer Key Interview Questions Like a Pro

by Robin Ryan, Author of "60 Seconds and You're Hired"

"We would like you to come in for an interview" are the wonderful words every job hunter longs to hear. All that stands in the way of your new job is acing the interview and handling the questions like a pro. Long, babbling answers or monosyllabic replies aren't effective.

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Factors to Consider Before Accepting a Job Offer

by Robert Half International

Searching for a job is hard work. Scanning help-wanted listings, researching companies, sending out customized cover letters and résumés and attending interviews can be tiring and time-consuming. If you're like most job seekers, you're excited -- or at least relieved -- when your efforts result in an employment offer.

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How to Identify Your Transferable Skills

by Rachel Zupek, CareerBuilder.com writer

This "finding a career" thing is tricky business.

You go to college and major in one thing -- but find yourself in a job opposite from what you spent four years studying. Or, you land a job that's exactly in line with your college major -- but discover it's not what you had in mind.

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Four Ways to Get Hired Faster

by Mark Krajnik, CEO, Next Level Solutions

The difference between being proactive and reactive is time. Reactive people wait for things to happen to them, while proactive people go out and make things happen. Timing is key in any career move, so it is up to you to make things happen.

read more...


Industries That Will GAIN The Most Jobs In Next Decade
Huffington Post

We've seen the deterioration of certain industries and massive disruption in employment. But, in the next decade there will certainly be a corresponding expansion in some unexpected areas. Earlier this month, the Bureau of Labor Statistics forecast the industries in which it expects the most job growth over the next decade.

read more...

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