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Fight against credit card rate hikes

by Gerri Willis, CNN finance editor

As expected, credit card issuers are raising fees and rates just before legislative restrictions take place next February. But you don't have to be vulnerable. Here are some alternatives to bank credit cards.

read more...

Cutting Grocery Costs without Cutting Nutrition

Simple, healthy, and affordable ways to weather the rising price of food

by Karen Collins, R.D., American Institute of Cancer Research

Grocery prices are projected to increase again in 2008 – that’s following 2007’s highest annual increase in 17 years. But surviving these tough economic times doesn’t have to mean sacrificing good nutrition. Some simple strategies can help you cut food costs and eat more healthfully, too.

read more...



Madlynn is Kid of the Month

83 Percent of Recruiters Look for Digital Dirt

4 Ways to Clean Up Digital Dirt

by Selena Dehne, JIST Publishing

Job seekers, beware! That MySpace photo of you doing a keg stand may get a few chuckles from friends, but it's no laughing matter in the job market.
Employers are increasingly scouring the Internet for "digital dirt" to help them weed through job candidates. In fact, 83.2 percent of recruiters acknowledged to using online search engines in 2007 to uncover information about candidates, according to ExecuNet, an online referral network for executives and recruiters. Of these recruiters, 43 percent acknowledged eliminating candidates based on the negative information they found.

read more...

Stop these bad work habits now

by CNN and CareerBuilder.com

...Try going on a diet and I guarantee that a freshly baked pizza will break your willpower whether you're on the second or the forty-fifth day...
Here are bad work habits you need to break now:
Confusing casual with disrespectful, Always doing the bare minimum, Not budging from your job title, Forgetting what your job is, Ignoring the chain of command, Operating on your own clock, Badmouthing your colleagues, Flaunting your connections.

read more...

Six Job Hunting Myths Debunked

by Robert Half International

Everyone wants to give job seekers advice, and while much of it is useful, some guidance may miss the mark. Because the employment market is constantly changing, ideas that once worked well may no longer be effective. This doesn't mean you have to second-guess everything you hear, but do be aware of common job-hunting myths, like the following:

read more...

 

Job markets news
 

*Up to $810 per week* working at home!


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Single Moms - find here resources on financial aid, scholarships, help with basic needs, food, prescription drugs, health care, housing, legal info, and much more...

Education & Career For Single Moms



Find Information on Scholarships, Grants, Financial Aid, Educational Resources, Career Resources. Search information on federal, state, private and corporate funded scholarships, as well as information on income based repayment plan, cancellation/deferment for teachers, and more...
Information on government grants: Teacher Education Assistance, Pell Grant, Supplemental Educational Opportunity Grant, Academic Competitiveness Grant, National SMART Grant, Institutional Grants, Campus Based Aid (FSEOG, FWS, Perkins Loans); Stafford Loans (FEFL, Direct Loan), Plus Loans.

In a Rocky Job Market, New Pressure on Moms

by EILENE ZIMMERMAN

From the Depression through the recessions of the early 1980s and ’90s, financial necessity has forced women at home with children to head into the work force...
Karen Roth, a director at Hyatt Leader, an administrative and human resource staffing firm in New York City, said she advised mothers needing a job quickly to do temporary work... “ read more...

Welcome To AceTheInterview

Let's face it; we all have to play the game of interviewing at least once in our lifetime. This website is intended to be a useful resource for anyone who is new to the interviewing process, as well as those who just need a refresher before entering the arena once again.

An interview is a way for an employer to see what he or she will get if they hire you. It is crucial that you are well prepared. There are many things that you can do ahead of time to prepare for the interviewing process, and move yourself a step above of the competition. Updating your resume and reviewing frequently asked interview questions can be very effective, and goes a long way in getting the most out of your interview.

read more on acetheinterview.com

Where the Jobs Will Be in 2010

By Prashant Gopal

The recession might be technically over, but unemployment is rising month after month even in most of the nation's strongest job markets.

A full-fledged job recovery seems to be a long way away. But some metros are poised for significant job growth by the first quarter of next year. BusinessWeek.com teamed up with Moody's Economy.com to identify America's 25 next recovering job markets. These metros were ranked based on Economy.com's projected job growth in the first three months of 2010.

read more...



You're not getting the job - 25 reasons why

The economy, your location, industry trends -- even the hiring manager's mood -- can influence whether or not you get a job.
Still, as nice as it would be to blame your lack of offers on external factors, you can't forget that common denominator in your job hunt - from the résumé to the interview - is you. Here are 25 ways you might be unknowingly sabotaging your own job search.

read more...

Will Work-At-Home Jobs Save Us From The Recession?

by Weekly Consumer Newsletter

Are online jobs the answer to our nation’s recession? Sally Vickers says “You better believe it!” As a mother of three living in Julian, California, Vickers is presently making more money than ever before working from home – all during the worst economic crisis in our history...

Sally’s situation is all too common these days. Until her recent layoff, she worked as a well-compensated sales rep for a national supply company. Ironically, as happens in too many homes across America today, on the same day she was laid off, her husband also received his pink slip.

read more...

Back to School: How To Pay For College As An Adult

by David Randall, Forbes.com

Adults can qualify for certain grants and job retraining programs. If you're like many adults who have lost their jobs or are worried that they might, going back to college to boost your credentials may sound appealing. But there's also the worry that comes with it: Can you really afford this?

There's more than just tuition to think about. "The major concern is the current loss of income and increased expenses, even knowing that the amount of time and money being spent is an investment in the future," said Gloria Birnkrant, a certified public accountant in Beverly Hills, California.

Fortunately, there are ways returning students can pay for college without draining their retirement accounts or assuming overwhelming college loans. One fact to keep in mind: The average community college charges just $2,000 a year for full-time students, according to the College Board. Part-time programs can be much less. These programs are open to students who are working toward a first degree as well as those who already have a bachelor's and want to learn a new trade.

Here are some tips for going back to school without ruining your finances.

read more...

TOP TIPS FOR ONLINE LEARNING

from The R-Model for Learning Online and Achieving Lifelong Goals by Mary Alexander, Wayne Clugston and Elizabeth Tice

To prepare university students for the challenges of online learning, academic scholars from Ashford University developed and wrote, "The R-Model for Learning Online and Achieving Lifelong Goals."

The new book walks students through all facets of the online education experience. Following are the basic principles to achieving online learning success...

read more...

Are women paid less than men?

by Diana Furchtgott-Roth

One of the concerns of working women is the “pay gap” – the alleged payment to women of 78 cents for every dollar earned by a man. But there are more behind these numbers than first meets the eye, because women work different hours, major in different subjects, and choose different careers.
 
The 78 percent figure comes from comparing the 2007 full-time median annual earnings of women with men, the latest year available from the Census Bureau. The 2007 Department of Labor data show that women’s full-time median weekly earnings are 80 percent of men’s.

read more...

So You Wanna Ace A Job Interview?

You decide that you want a job. You send in your brilliant (and mostly accurate) résumé, ask for an outrageous salary (with full benefits, perks, and a generous signing bonus), and get a letter one week later saying that you're hired.

Congratulations! You are officially living in Fantasyland. Today, a résumé only functions as a entrance test to snag an interview. It's during the interview where a company decides if it wants to hire you.

We'll be even more direct: the job interview is the single most important part of getting a job. It's your chance to show your future bosses that you are smart, funny, quick on your toes, able to communicate, and relatively unlikely to go postal. Because of the importance of the job interview, you might be worried about cracking under the pressure. That is a concern…

read more...

10 Worst Things to Say at Work

by Anthony Balderrama, CareerBuilder.com writer

Over time, you’ve probably learned what not to say in a relationship. “Are you losing your hair?” “Yes, you do look fat in that dress.” “I should give my old boyfriend a call.” “You’re just like your mother.” Experience has taught you just how much trouble you can get into with a few words.

 

When it comes to the workplace, however, you might not realize there are plenty of things you can say to damage your work relationships or even your own career. An off-the-cuff remark that you think went unnoticed, for example, might be the first thing your boss remembers when he thinks about you.

read more...

I Didn't See it Coming: The Only Book You'll Ever Need to Avoid Being Blindsided in Business

by Nancy C. Widmann, Elaine J. Eisenman, Amy Dorn Kopelan

I Didn't See It Coming provides savvy advice and strategic insights for recognizing and dealing with the situations that can threaten your career. This book will help you develop the skills you need to read the room, correctly assess what is happening around you, and control your career destiny. It shows you why you need an exit strategy, how to navigate the political terrain, how (and why) to differentiate between colleagues, and why it's important to follow the money. Everyone can benefit from understanding how office politics works and what you can do to enhance your position. For anyone in a dicey situation—even if you don't know it yet—this is the ultimate guidebook for office survival. When it comes to your career, don't take chances! Take charge and make sure you see it coming.

read more...

Tips On Consolidating Student Loans

David K. Randall, Forbes.com

Student-loan consolidation has its benefits, but it's not for everyone.

It seemed like Monopoly money to her. Emily, a New York University senior who prefers not to use her last name, took on thousands of dollars of student-loan debt without giving it much thought--until now. Just weeks from graduation, she is applying for paralegal jobs in a tough market and suddenly coming face-to-face with the fact that in six months, she'll have to start making monthly payments of around $250 on her $20,000 debt.

"All I had to do was sign on to the Sallie Mae Web site, check off a few boxes and wait for the money to be disbursed," she says. "The thought of repaying it never really hits you until graduation is near."

read more...

Work at Home Schemes

...Be part of one of America's Fastest Growing Industries!
...Earn thousand of dollars a month - from your home - Processing Medical Billing Claims - BEWARE


You can find ads like this everywhere - from the street light and telephone pole on your corner to your newspaper and PC. While you may find these ads appealing, especially if you can't work outside your home, proceed with caution. Not all work-at-home opportunities deliver on their promises.

Many ads omit the fact that you may have to work many hours without pay. Or they don't disclose all the costs you will have to pay. Countless work-at-home schemes require you to spend your own money to place newspaper ads; make photocopies; or buy the envelopes, paper, stamps, and other supplies or equipment you need to do the job. The companies sponsoring the ads also may demand that you pay for instructions or "tutorial" software. Consumers deceived by these ads have lost thousands of dollars, in addition to their time and energy.

read more...

10 Scams That Exploit Hard Times

Forbes.com

In a representative case, federal prosecutors in New York City just charged a husband-and-wife team, Philip Pestrichello and Rosalie Florie, with running a nationwide fraud under the name Preferred Platinum Services Network. They allegedly told people they could get good pay for addressing mail from their homes. The feds say respondents "typically got nothing in return" after paying up-front an $80 "enrollment fee."

read more...

How to Instantly Connect with Anyone: 96 All-New Little Tricks for Big Success in Relationships

by Leil Lowndes

Meet new people and converse with confidence
Be credible and charismatic in every social and business situation
Make friends and important contacts wherever you go
Command the respect of everyone you meet

read more...

8 Ways to Survive - and Thrive - in a New Job

by Robert Half International

With a new president in the Oval Office, many people are focusing on the first 100 days of the new administration -- and those starting a new job are wise to take a cue. The initial months on a job can be exciting, but they also are critical to shaping your manager's and co-workers' opinions about your potential in the new role, as well as laying the groundwork for success within the organization.

Although most employers understand that new hires need time to adapt, they also take note of how you go about it. While there's a lot to learn -- from your colleagues' names to company policies -- the actions you don't take in the early stages of employment can be just as important as those you do take. In fact, failing to adapt to a firm's corporate culture and not asking enough questions were cited as the two biggest mistakes made by new employees in a survey of hiring managers by Robert Half International.

read more...

Answer Key Interview Questions Like a Pro

by Robin Ryan, Author of "60 Seconds and You're Hired"

"We would like you to come in for an interview" are the wonderful words every job hunter longs to hear. All that stands in the way of your new job is acing the interview and handling the questions like a pro. Long, babbling answers or monosyllabic replies aren't effective.

There are four key components to successfully answering interview questions:
Advance preparation.
Giving short, concise, specific answers that never exceed 60 seconds.

read more...

Factors to Consider Before Accepting a Job Offer

by Robert Half International

Searching for a job is hard work. Scanning help-wanted listings, researching companies, sending out customized cover letters and résumés and attending interviews can be tiring and time-consuming. If you're like most job seekers, you're excited -- or at least relieved -- when your efforts result in an employment offer.

In some cases, a pressing need for a paycheck may outweigh any potential drawbacks to a new role, especially given the uncertain economy and rising prices for gas and food. But if you are in a position to be selective, you must consider every angle before rushing to accept a prospective employer's offer. After all, a new full-time job usually isn't a short-term affair. Following are some guidelines to help you determine whether to accept a job offer or wait for a better opportunity:

read more...

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How to Identify Your Transferable Skills

by Rachel Zupek, CareerBuilder.com writer

This "finding a career" thing is tricky business.
You go to college and major in one thing -- but find yourself in a job opposite from what you spent four years studying. Or, you land a job that's exactly in line with your college major -- but discover it's not what you had in mind. Or even still, you score a gig doing what you love and are content for many years -- until you get bored and want to make a switch.

So what happens to the experience you've gained from your current job and those before it? What about the hours, years and dollars spent studying this vocation in school? Do you really have to start at square one if you decide to drastically switch careers?

read more

Four Ways to Get Hired Faster

by Mark Krajnik, CEO, Next Level Solutions

The difference between being proactive and reactive is time. Reactive people wait for things to happen to them, while proactive people go out and make things happen.

Timing is key in any career move, so it is up to you to make things happen. Be proactive and professional, and you will find yourself in the mix come decision time.

read more...

Stop these bad work habits now

by CNN and CareerBuilder.com

...Try going on a diet and I guarantee that a freshly baked pizza will break your willpower whether you're on the second or the forty-fifth day...
Or maybe I'm just weak and 21 days is all most people need.
I'm convinced, however, workplace habits take a little longer to break.
Here are bad work habits you need to break now:
Confusing casual with disrespectful, Always doing the bare minimum, Not budging from your job title, Forgetting what your job is, Ignoring the chain of command, Operating on your own clock, Badmouthing your colleagues, Flaunting your connections.

read more...

Six Job Hunting Myths Debunked

by Robert Half International

Everyone wants to give job seekers advice, and while much of it is useful, some guidance may miss the mark. Because the employment market is constantly changing, ideas that once worked well may no longer be effective. This doesn't mean you have to second-guess everything you hear, but do be aware of common job-hunting myths, like the following:

You should keep your resume to one page; any longer, and hiring mangers won't read it, It's pointless to request an interview with a company that isn't hiring, If you've applied for a position and haven't heard back, it's safe to assume the position has been filled, The most-qualified candidates always get the job, There's no room for salary negotiation in today's job market, When times are tough, take the first job offer you get.

read more...

Industries That Will GAIN The Most Jobs In Next Decade
Huffington Post


We've seen the deterioration of certain industries and massive disruption in employment. But, in the next decade there will certainly be a corresponding expansion in some unexpected areas.

Earlier this month, the Bureau of Labor Statistics forecast the industries in which it expects the most job growth over the next decade.

read more...

83 Percent of Recruiters Look for Digital Dirt

4 Ways to Clean Up Digital Dirt

by Selena Dehne, JIST Publishing

Job seekers, beware! That MySpace photo of you doing a keg stand may get a few chuckles from friends, but it's no laughing matter in the job market.

Employers are increasingly scouring the Internet for "digital dirt" to help them weed through job candidates. In fact, 83.2 percent of recruiters acknowledged to using online search engines in 2007 to uncover information about candidates, according to ExecuNet, an online referral network for executives and recruiters. Of these recruiters, 43 percent acknowledged eliminating candidates based on the negative information they found.

read more...

Happy Hour: Friend or Foe?

by Patrick Erwin

The term "happy hour" may have been created by the U.S. Navy to describe a designated period of time for entertainment and refreshment. Of course, happy hour has long since become a universal catchphrase. People around the world know it as a time to unwind and imbibe after a long day of work.

But for some workers, their concept of "unwinding" can land them in hot water. Cynthia,* the CEO for a gourmet gift business, recalls one employee who was full of surprises.

read more...

 

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Top 8 Tips for Reducing Kids Screen Time This Summer

Reducing time spent in front of televisions and computers is one of the easiest ways to improve your family's health. Here are eight simple ways to limit screen time so you can help crank up your kids’ energy, re-charge their minds, and improve their health.

read more...

What would you change?

Weekly Column, by Annette Bridges

Change -- some people dread it, and others can’t get enough. It may be much like the idiom, “One man’s trash is another man’s treasure.” When it comes to what we would alter or why we would make a modification, the answers vary because we all have different things we value, want, need and consider important.

read more...

Being a Role Model

by Laurie Cesario-Overton

If I had to choose one sentence that would best describe what I feel parents need to learn, it would be this: Be your child's BEST ROLE MODEL in all the ways that truly count. Be your child's HERO. Whatever you do, do it for all the right reasons.

read more...

How to Find the Best Car Loans for Single Moms

Financial Advice for Single Moms

The best car loans for single mothers might be just around the corner at your local car lot.

read more...

3 Money Rules for Stay-at-Home Moms

As we all know, life is unpredictable. We lose jobs, get divorced and even become widowed...
Here are three steps stay-at-home parents should take to better manage their own and the family’s finances.

read more...

You May Have Too Much Debt But You Also Have Options

How Life Works

If you feel like you're in over your head with personal debt, you're not alone. Millions of Americans have become overextended, many as a result of easy credit and the recessions. Credit cards, medical bills, personal loans and raising interest rates do not make a good financial mix.

read more...

Could fat babies mean fat toddlers?

A new study from Harvard Medical School found that babies who gained weight quickly had a sharply higher risk of obesity. The study followed close to 600 babies and found those in the top quarter of weight for their length at 6 months had a 40 percent higher risk of obesity by age 3 than smaller babies.

read more...

Crystal Bowersox - A Single Mom And A Real American Idol

Read how the amazing Crystal Bowersox. the runner-up of American Idol Season 9, handles fame and life as a single mom, raising her 17 month old son.

read more...

5 Ways for Single Moms to Save Money

Single moms are always looking for ways to save money, and for good reason... It’s important to find ways to cut corners on the little things that perhaps you don’t think about too often, because those are usually where your biggest money drains are.

read more

Suze Orman's Recession Rescue Plan - helps you survive in times of financial crisis

OPRAH.com

Do you know what your family would do if you lost your job - or worse, your home? Financial expert Suze Orman is ready to help you devise a recession rescue plan to survive - and possibly thrive - during this deepening financial crisis...

read more...

Your Just-in-Case Emergency Plan

by RealSimple

Who do you call if you can't make it home in time to meet the kids' bus? Who do you trust to take in your mail when you're on vacation? Who do you trust with the extra set of keys to your house?

read more...

How to save $10,000

By Liz Pulliam Weston

If you were hoping for a list of small tweaks you could make in your spending to save $10,000 a year, sorry. The reality is that $10,000 is a lot of money. And saving big money usually means making big changes in the areas where we spend the most, such as: Housing, Transportation, Food.

read more...

The Super, Sexy, Single Mom on a Budget

by Renee Rayles

A quick reference guide designed for the busy, single mom who has

little time to read while running the mom taxi, cooking dinner, helping with homework, and trying to fit in a date night every now and then.

read more...

Single Mothers &
Male Role-Models / Mentors

Single mothers carry an enormous load of responsibility, especially those having sole and/or primary custody of minor children. They nourish, they nurture, they teach, they discipline, they shelter, they protect, and they provide… all without the assistance of another equally-invested adult.

read more...

Mom's Obesity Raises Newborn's Heart Risk

from the National Institute of Health

The more obese a woman is when she becomes pregnant, the greater the likelihood that her newborn baby will have a congenital heart defect, a new study suggests. The finding raises concerns because 1 in 5 women are obese at the start of pregnancy in the United States.

read more...

The 10-Ingredient Shopping Trip

By Tara Parker-Pope and Mark Bittman

... In his latest “How to Cook Everything” segment on the Today Show, New York Times food writer Mark Bittman makes it surprisingly easy to cook a week’s worth of dinners with just a 10-ingredient shopping trip.

read more...

Your 5-minute guide to protecting your identity

20 steps to protect yourself from identity theft, and seven ways to clean up things if you become a victim.

read more...

TheOnlineMom.com offers parents and consumers a guide to the top-rated, age-appropriate, kid-tested and parent-approved tech toys and gifts.

read more...

Single Moms in the News

6 Best Celebrity Single Moms
Read about Halle Berry, Sandra Bullock, Michelle Williams, Reese Witherspoon, Kimora Lee Simmons, Mary-Louise Parker... read more

Diary of a Wimpy Kid: The Last Straw

by Jeff Kinney

For those wondering why tween boys don’t read very much, the answer is that more books aren’t like this...

read more...

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34 Ways to Reduce College Costs


Cooperative education programs allow students to alternate between working full time and studying full time. This type of employment program is not based upon financial need, and students can earn as much as $7,000 per year.
Some colleges give credit for life experiences, thereby reducing the number of credits needed for graduation. Students should check with the college for further information.

read more...

8 Ways to Survive - and Thrive - in a New Job

by Robert Half International

... The initial months on a job can be exciting, but they also are critical to shaping your manager's and co-workers' opinions about your potential in the new role, as well as laying the groundwork for success within the organization...

read more...

Answer Key Interview Questions Like a Pro

by Robin Ryan, Author of "60 Seconds and You're Hired"

"We would like you to come in for an interview" are the wonderful words every job hunter longs to hear. All that stands in the way of your new job is acing the interview and handling the questions like a pro. Long, babbling answers or monosyllabic replies aren't effective.

read more...

Factors to Consider Before Accepting a Job Offer

by Robert Half International

Searching for a job is hard work. Scanning help-wanted listings, researching companies, sending out customized cover letters and résumés and attending interviews can be tiring and time-consuming. If you're like most job seekers, you're excited -- or at least relieved -- when your efforts result in an employment offer.

read more...

How to Identify Your Transferable Skills

by Rachel Zupek, CareerBuilder.com writer

This "finding a career" thing is tricky business.

You go to college and major in one thing -- but find yourself in a job opposite from what you spent four years studying. Or, you land a job that's exactly in line with your college major -- but discover it's not what you had in mind.

read more...

Four Ways to Get Hired Faster

by Mark Krajnik, CEO, Next Level Solutions

The difference between being proactive and reactive is time. Reactive people wait for things to happen to them, while proactive people go out and make things happen. Timing is key in any career move, so it is up to you to make things happen.

read more...


Industries That Will GAIN The Most Jobs In Next Decade
Huffington Post

We've seen the deterioration of certain industries and massive disruption in employment. But, in the next decade there will certainly be a corresponding expansion in some unexpected areas. Earlier this month, the Bureau of Labor Statistics forecast the industries in which it expects the most job growth over the next decade.

read more...

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