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5 Ways for Single Moms to Save Money by Jenna Lang Single moms are always looking for ways to save money, and for good reason – the more money you keep in your bank account, the more peace of mind you and your children have. It’s important to find ways to cut corners on the little things that perhaps you don’t think about too often, because those are usually where your biggest money drains are. Which of these options can help you save money?
Madlynn is Kid of the Month Cutting Grocery Costs without Cutting Nutrition Simple, healthy, and affordable ways to weather the rising price of food by Karen Collins, R.D., American Institute of Cancer Research Grocery prices are projected to increase again in 2008 – that’s following 2007’s highest annual increase in 17 years. But surviving these tough economic times doesn’t have to mean sacrificing good nutrition. Some simple strategies can help you cut food costs and eat more healthfully, too. Using Insurance to Reduce Risk econ4u.org
All Choices Involve Risk: There are no risk-free choices. Usually, the best way to reduce risk is to take action yourself. For example, to reduce health problems, eat right, get plenty of exercise, get enough sleep, don’t smoke, avoid drugs and so forth. But, since there is no way to avoid risk completely, a common approach is to buy insurance to help reduce the financial losses that can result from bad things that happen.
How to Save on Your Grocery Bill A full cart doesn’t have to leave you with an empty wallet by Kati Neville
Don’t buy non grocery items at the supermarket. Health and beauty goods are usually cheaper at mass-market retailers, like Target. And you’ll find the best deals on paper products at warehouse clubs.
Fix, Freeze, Feast by Kati Neville and Lindsay Tkacsik
In addition to recipes they also have tips for organizing your shopping list, packaging meals and preventing freezer burn... Are women paid less than men? by Diana Furchtgott-Roth One of the concerns of working women is the “pay gap” – the alleged payment to women of 78 cents for every dollar earned by a man. But there are more behind these numbers than first meets the eye, because women work different hours, major in different subjects, and choose different careers. Gut Decisions May Not Be Smart by DEIRDRE VAN DYK If you have ever struggled with a difficult decision — new job vs. new boyfriend, sports car vs. minivan, read the book vs. see the movie — you have likely also been offered a heap of decision-making wisdom. Make a list of pros and cons. Go with your gut. Sleep on it. 5 lessons the rich can teach you They don’t just have more money. They spend it, borrow it and save it in ways that might benefit you, too. by Liz Pulliam Weston ... Studying the habits of this relatively large and growing group of affluent folks can teach us a lot. These people don't just have money; they treat it differently than people farther down the economic ladder.
The rich are indeed different
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How to deal with economic stress
Stressed about the economy? You certainly aren’t alone. According to a recent
survey from the American Psychological Association, 74% of Americans say work or
money cause them stress and anxiety.
Fight against credit card rate hikes by Gerri Willis, CNN finance editor
As expected, credit card issuers are raising fees and rates just before
legislative restrictions take place next February. But you don't have to be
vulnerable. Here are some alternatives to bank credit cards.
Cutting Grocery Costs without Cutting Nutrition Simple, healthy, and affordable ways to weather the rising price of food by Karen Collins, R.D., American Institute of Cancer Research Grocery prices are projected to increase again in 2008 – that’s following 2007’s highest annual increase in 17 years. But surviving these tough economic times doesn’t have to mean sacrificing good nutrition. Some simple strategies can help you cut food costs and eat more healthfully, too. 10 Investing Habits of Rich People by Natalie Pace
For New Parents, Baby Means Big Changes In Money Management David K. Randall, Forbes.com
Few things compare with the excitement and worry that comes with having your
first child. But sometimes lost amid shopping for a crib and a diaper genie is a
frank discussion about how becoming a parent will change your financial life.
Financial Advice for Single Moms
How to Find the Best Car Loans for Single Moms
11 Financial Tips For Expecting Parents Forbes.com
• Number-Crunch - Assess how the
child will affect your income. Run the numbers to determine your household
income if mom or dad begins staying at home to help you set a realistic budget.
Year-end tax moves to make now. Right now By Carolyn Bigda, Money Magazine
There's plenty to distract you from financial planning this time of year, from
cheering on your favorite football team to daydreaming about Thanksgiving
dinner. But you don't want to let some end-of-year deadlines slip by without
taking steps to minimize taxes and maximize savings. Especially in this economic
climate, a little extra cash can go a long way.
Snag tax breaks
First-time homebuyer credit
Prep for the AMT
For once Congress passed its alternative minimum tax (AMT) "patch" early in the
year, raising the income exemption on this parallel tax structure to $46,700 for
singles and $70,950 for marrieds. Generally, higher earners must compute their
tax bill using both the traditional code and the AMT, which disallows certain
deductions and credits -- then pay the higher. The patch is necessary because
the AMT, which was intended to keep the wealthy from abusing tax breaks, is not
tied to inflation.
91 Ways to Save on Almost Anything by Kiplinger's Personal Finance Magazine
Your 5-Minute Guide to Credit Cards
5 Ways to Safeguard Your New Baby's Financial Future by Life-Line.org
Tuesdays in the Pocketbook: How to Keep Divorce from Devastating Your Family Finances by DK Simoneau, Author of "We're Having a Tuesday"
NoteThe listing of or omission of an institution, organization or corporation on this Web site does not refer to programmatic capability nor does it confer any official status, approval, or endorsement of the institution, organization or corporation itself. This listing does not purport to be a listing of all organizations & corporations that are providing relief in the affected area. Additionally, there may be organizations providing relief in the affected area that are not accepting donations at this time. It is not the purpose of this Web site to make, or enable to be made, any representation to the public concerning the organizations listed. This listing is for informational purposes only. Any contributions or submissions you choose to make from links on this Web site are at your sole discretion.
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Top 8 Tips for Reducing Kids Screen Time This Summer Reducing time spent in front of televisions and computers is one of the easiest ways to improve your family's health. Here are eight simple ways to limit screen time so you can help crank up your kids’ energy, re-charge their minds, and improve their health. What would you change? Weekly Column, by Annette Bridges Change -- some people dread it, and others can’t get enough. It may be much like the idiom, “One man’s trash is another man’s treasure.” When it comes to what we would alter or why we would make a modification, the answers vary because we all have different things we value, want, need and consider important.
Being a Role Model by Laurie Cesario-Overton If I had to choose one sentence that would best describe what I feel parents need to learn, it would be this: Be your child's BEST ROLE MODEL in all the ways that truly count. Be your child's HERO. Whatever you do, do it for all the right reasons. How to Find the Best Car Loans for Single Moms Financial Advice for Single Moms The best car loans for single mothers might be just around the corner at your local car lot. 3 Money Rules for Stay-at-Home Moms
As we all know, life is unpredictable. We lose jobs, get divorced and even become widowed...
You May Have Too Much Debt But You Also Have Options How Life Works If you feel like you're in over your head with personal debt, you're not alone. Millions of Americans have become overextended, many as a result of easy credit and the recessions. Credit cards, medical bills, personal loans and raising interest rates do not make a good financial mix. Could fat babies mean fat toddlers?
A new study from Harvard Medical School found that babies who gained weight quickly had a sharply higher risk of obesity. The study followed close to 600 babies and found those in the top quarter of weight for their length at 6 months had a 40 percent higher risk of obesity by age 3 than smaller babies. Crystal Bowersox - A Single Mom And A Real American Idol Read how the amazing Crystal Bowersox. the runner-up of American Idol Season 9, handles fame and life as a single mom, raising her 17 month old son. 5 Ways for Single Moms to Save Money Single moms are always looking for ways to save money, and for good reason... It’s important to find ways to cut corners on the little things that perhaps you don’t think about too often, because those are usually where your biggest money drains are. Suze Orman's Recession Rescue Plan - helps you survive in times of financial crisis OPRAH.com Do you know what your family would do if you lost your job - or worse, your home? Financial expert Suze Orman is ready to help you devise a recession rescue plan to survive - and possibly thrive - during this deepening financial crisis... Your Just-in-Case Emergency Plan by RealSimple Who do you call if you can't make it home in time to meet the kids' bus? Who do you trust to take in your mail when you're on vacation? Who do you trust with the extra set of keys to your house? How to save $10,000 By Liz Pulliam Weston If you were hoping for a list of small tweaks you could make in your spending to save $10,000 a year, sorry. The reality is that $10,000 is a lot of money. And saving big money usually means making big changes in the areas where we spend the most, such as: Housing, Transportation, Food. The Super, Sexy, Single Mom on a Budget by Renee Rayles A quick reference guide designed for the busy, single mom who has little time to read while running the mom taxi, cooking dinner, helping with homework, and trying to fit in a date night every now and then.
Single Mothers & Single mothers carry an enormous load of responsibility, especially those having sole and/or primary custody of minor children. They nourish, they nurture, they teach, they discipline, they shelter, they protect, and they provide… all without the assistance of another equally-invested adult. Mom's Obesity Raises Newborn's Heart Risk from the National Institute of Health The more obese a woman is when she becomes pregnant, the greater the likelihood that her newborn baby will have a congenital heart defect, a new study suggests. The finding raises concerns because 1 in 5 women are obese at the start of pregnancy in the United States. The 10-Ingredient Shopping Trip By Tara Parker-Pope and Mark Bittman ... In his latest “How to Cook Everything” segment on the Today Show, New York Times food writer Mark Bittman makes it surprisingly easy to cook a week’s worth of dinners with just a 10-ingredient shopping trip. Your 5-minute guide to protecting your identity 20 steps to protect yourself from identity theft, and seven ways to clean up things if you become a victim. TheOnlineMom.com offers parents and consumers a guide to the top-rated, age-appropriate, kid-tested and parent-approved tech toys and gifts. Single Moms in the News
6 Best Celebrity Single Moms
Diary of a Wimpy Kid: The Last Straw by Jeff Kinney For those wondering why tween boys don’t read very much, the answer is that more books aren’t like this... Money makeover: Single mom Jacqui Sentmanat is trying to give her child the best of everything, but who's looking out for her financial future? by Joe Light, Money Magazine staff reporter (Money Magazine) -- When you're the single parent of an only child, you want only the best possible life for your kid. That's how Jacqui Sentmanat feels. But it's an expensive proposition. The best financial advice ever
Prince Charming isn't coming. Live like a college student. by Liz Pulliam Weston ... If you're not doing well financially, maybe you're finally ready to hear some advice that could make all the difference. Tips on How to Take Care of Yourself During a Global Crisis by complaintsboard.com During these last few months, the stress levels have been on the rise, from people struggling with finances, to the banking stresses, to the swine flu projected pandemic. There is a lot of uncertainty, a lot of unnecessary panic, and a lot of overall fear... For one thing, with the information overload that is being thrown in every which direction except straight leaves you wondering what is the truth, and what is not? ...
Live well without going into debt by Donna Freedman Living frugally (and debt-free) is a lot more fun than living with worry. I'll show you how you can enrich your life without breaking the bank.No More Money Stress! ...You have to remain positive..., because anxiety muddies your ability to think through problems clearly. Panic fuels rash decisions that could cost you much more in the long run than those made after careful deliberation.If you've plunged into a financial funk, just take a deep, serenity-bestowing breath and follow these guides to regain control. |
