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5 Ways for Single Moms to Save Money by Jenna Lang Single moms are always looking for ways to save money, and for good reason – the more money you keep in your bank account, the more peace of mind you and your children have. It’s important to find ways to cut corners on the little things that perhaps you don’t think about too often, because those are usually where your biggest money drains are. Which of these options can help you save money?
Madlynn is Kid of the Month Cutting Grocery Costs without Cutting Nutrition Simple, healthy, and affordable ways to weather the rising price of food by Karen Collins, R.D., American Institute of Cancer Research Grocery prices are projected to increase again in 2008 – that’s following 2007’s highest annual increase in 17 years. But surviving these tough economic times doesn’t have to mean sacrificing good nutrition. Some simple strategies can help you cut food costs and eat more healthfully, too. Using Insurance to Reduce Risk econ4u.org
All Choices Involve Risk: There are no risk-free choices. Usually, the best way to reduce risk is to take action yourself. For example, to reduce health problems, eat right, get plenty of exercise, get enough sleep, don’t smoke, avoid drugs and so forth. But, since there is no way to avoid risk completely, a common approach is to buy insurance to help reduce the financial losses that can result from bad things that happen.
How to Save on Your Grocery Bill A full cart doesn’t have to leave you with an empty wallet by Kati Neville
Don’t buy non grocery items at the supermarket. Health and beauty goods are usually cheaper at mass-market retailers, like Target. And you’ll find the best deals on paper products at warehouse clubs.
Fix, Freeze, Feast by Kati Neville and Lindsay Tkacsik
In addition to recipes they also have tips for organizing your shopping list, packaging meals and preventing freezer burn... Are women paid less than men? by Diana Furchtgott-Roth One of the concerns of working women is the “pay gap” – the alleged payment to women of 78 cents for every dollar earned by a man. But there are more behind these numbers than first meets the eye, because women work different hours, major in different subjects, and choose different careers. Gut Decisions May Not Be Smart by DEIRDRE VAN DYK If you have ever struggled with a difficult decision — new job vs. new boyfriend, sports car vs. minivan, read the book vs. see the movie — you have likely also been offered a heap of decision-making wisdom. Make a list of pros and cons. Go with your gut. Sleep on it. 5 lessons the rich can teach you They don’t just have more money. They spend it, borrow it and save it in ways that might benefit you, too. by Liz Pulliam Weston ... Studying the habits of this relatively large and growing group of affluent folks can teach us a lot. These people don't just have money; they treat it differently than people farther down the economic ladder.
The rich are indeed different
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Finances For Single MomsThe Finances section hosts articles and resources, the monthly advice column, and book reviews of interest for single moms. Watch for Credit Card Tricks A spin-free guide to reading the fine print in credit card offers and agreements.
Telephone payment fees: Some cards charge a fee if you use your pay-by-phone.
How to save $10,000 To stash away the big bucks, first chop expenses in housing, transportation and food. Here are lots of ideas to make that possible. By Liz Pulliam Weston
If you were hoping for a list of small tweaks you could make in your spending to save $10,000 a year, sorry.
Think twice before walking away by Susan Tompor, Free Press Columnist
If murky water is rising around your mortgage, do you bail? Or keep treading and hope home prices rise before you drown?
Why it costs more to be a woman From haircuts to health insurance, moisturizers to mortgages, women are charged more than men for essentially the same stuff. There's only 1 way to fight this bunk. By MP Dunleavey, MSN Money
The January issue of Consumer Reports just came in the mail, and what I found on
Page 8 shocked me. There were two bottles of Nivea body wash: one for men priced
at $5.49 and one for women costing $7.49.
Head of Household: Money Management for Single Parents by Kara Stefan
Managing a household budget in today’s economy can be frustrating, agonizing, and even depressing. But for single-parent families—often faced with limited resources and options—getting a grip on household finances can be an overwhelming task.
Credit Card Law Changes: What You Need to Know David K. Randall and Asher Hawkin, Forbes.com
New regulations outlaw shady practices but could make credit more costly.
Financial Advice for Single Moms
How to Find the Best Car Loans for Single Moms
3 Money Rules for Stay-at-Home Moms by Stacey L. Bradford
When one parent decides to stay home with the kids, many couples fix on merging all of their finances. While this is certainly convenient since you’re now living on just one paycheck, it’s not always the smartest move. As we all know, life is unpredictable. We lose jobs, get divorced and even become widowed. When stay-at-home moms and dads maintain some level of financial independence, many experts believe the unit as a whole is better able to withstand life’s setbacks — and even more mundane things like buying a new home.
New Credit Card Choices For College Students David K. Randall, Forbes.com
Three ways for students to build credit under new regulations.
Want A Better Credit Card? Consider A Credit Union, Study Says David K. Randall, Forbes.com
Nonprofit banks offer credit card users better deals.
Your 15-point tax-return checklist Face it: The tax fairies aren't going to file your tax return for you. Here's a step-by-step guide to finding and filing those tax forms you've been avoiding. By Jeff Schnepper, MSN Money It's time to start thinking about getting those taxes done. Maybe you're in a panic. Not to worry. Just follow Schnepper's 15 steps to getting your taxes done, and you'll be much happier. Ready? Here they are: 10 Scams That Exploit Hard Times Forbes.com
Work-At-Home Offers 10 New Credit Card Rules Forbes.com
Campus Giveaways Banned The upside of a down economy Many Americans are wising up, determined to cut back and nail down that precious commodity known as financial sanity. By MP Dunleavey, MSN Money
Words like "recession," "crisis" and "collapse" are running rampant through the news. But by my own financial forecast, things are looking up.
You May Have Too Much Debt But You Also Have Options How Life Works If you feel like you're in over your head with personal debt, you're not alone. Millions of Americans have become overextended, many as a result of easy credit and the recessions. Credit cards, medical bills, personal loans and raising interest rates do not make a good financial mix. Year-end tax moves to make now. Right now By Carolyn Bigda, Money Magazine
There's plenty to distract you from financial planning this time of year, from cheering on your favorite football team to daydreaming about Thanksgiving dinner. But you don't want to let some end-of-year deadlines slip by without
taking steps to minimize taxes and maximize savings. Especially in this economic climate, a little extra cash can go a long way.
Tips on How to Take Care of Yourself During a Global Crisis by complaintsboard.com During these last few months, the stress levels have been on the rise, from people struggling with finances, to the banking stresses, to the swine flu projected pandemic. There is a lot of uncertainty, a lot of unnecessary panic, and a lot of overall fear. How do you cope with all of this? Some people think it's the end of the world! Nobody likes to be stressed out, frazzled, on the verge of a mental breakdown. So, what can you do to minimize some of the drama, and make your life just a little bit easier during these times? 9 Cash-Saving Tips That Pay Big Bucks by complaintsboard.com The expression "a penny saved is a penny earned" doesn't cut it these days. But saving a few dollars here and there can add up, particularly if you park the money in a high-interest-bearing savings account or, better yet, a tax-favored vehicle such as a 529 plan or an IRA containing a mix of investments that offer higher returns over the long run. Save More Every Week RealSimple.com
TRACK YOUR SPENDING FOR ONE WEEK and transfer the totals to this log created by Jill Gianola, a certified financial planner and the author of
The Young Couple's Guide to Growing Rich Together Fight against credit card rate hikes by Gerri Willis, CNN finance editor As expected, credit card issuers are raising fees and rates just before legislative restrictions take place next February. But you don't have to be vulnerable. Here are some alternatives to bank credit cards. Suze Orman's recession rescue plan - helps you survive in times of financial crisis from OPRAH.com
Do you know what your family would do if you lost your job - or worse, your home? Financial expert Suze Orman is ready to help you devise a recession rescue plan to survive - and possibly thrive - during this deepening financial crisis.
New Year. New You. New Nest Egg by Natalie Pace
50 ways to trim your budget You don't have to give up the things you love to save money. You just have to be willing to look hard. Start with your fixed expenses, then review your discretionary costs by Liz Pulliam Weston
Lou knows his family is in a vicious cycle with credit cards. He's just not sure how to get out...
Here are some ideas for places to look for savings: read more... My Journey to Wealth: How I Rode The Bull Right into Wall Street by Natalie Pace
10 Investing Habits of Rich People by Natalie Pace
Put Your Money Where Your Heart Is by Natalie Pace
Read more from Natalie Pace:
• Join the SingleMom.com forums. Share your tips, resources and experience with other single moms |
Top 8 Tips for Reducing Kids Screen Time This Summer Reducing time spent in front of televisions and computers is one of the easiest ways to improve your family's health. Here are eight simple ways to limit screen time so you can help crank up your kids’ energy, re-charge their minds, and improve their health. What would you change? Weekly Column, by Annette Bridges Change -- some people dread it, and others can’t get enough. It may be much like the idiom, “One man’s trash is another man’s treasure.” When it comes to what we would alter or why we would make a modification, the answers vary because we all have different things we value, want, need and consider important.
Being a Role Model by Laurie Cesario-Overton If I had to choose one sentence that would best describe what I feel parents need to learn, it would be this: Be your child's BEST ROLE MODEL in all the ways that truly count. Be your child's HERO. Whatever you do, do it for all the right reasons. How to Find the Best Car Loans for Single Moms Financial Advice for Single Moms The best car loans for single mothers might be just around the corner at your local car lot. 3 Money Rules for Stay-at-Home Moms
As we all know, life is unpredictable. We lose jobs, get divorced and even become widowed...
You May Have Too Much Debt But You Also Have Options How Life Works If you feel like you're in over your head with personal debt, you're not alone. Millions of Americans have become overextended, many as a result of easy credit and the recessions. Credit cards, medical bills, personal loans and raising interest rates do not make a good financial mix. Could fat babies mean fat toddlers?
A new study from Harvard Medical School found that babies who gained weight quickly had a sharply higher risk of obesity. The study followed close to 600 babies and found those in the top quarter of weight for their length at 6 months had a 40 percent higher risk of obesity by age 3 than smaller babies. Crystal Bowersox - A Single Mom And A Real American Idol Read how the amazing Crystal Bowersox. the runner-up of American Idol Season 9, handles fame and life as a single mom, raising her 17 month old son. 5 Ways for Single Moms to Save Money Single moms are always looking for ways to save money, and for good reason... It’s important to find ways to cut corners on the little things that perhaps you don’t think about too often, because those are usually where your biggest money drains are. Suze Orman's Recession Rescue Plan - helps you survive in times of financial crisis OPRAH.com Do you know what your family would do if you lost your job - or worse, your home? Financial expert Suze Orman is ready to help you devise a recession rescue plan to survive - and possibly thrive - during this deepening financial crisis... Your Just-in-Case Emergency Plan by RealSimple Who do you call if you can't make it home in time to meet the kids' bus? Who do you trust to take in your mail when you're on vacation? Who do you trust with the extra set of keys to your house? How to save $10,000 By Liz Pulliam Weston If you were hoping for a list of small tweaks you could make in your spending to save $10,000 a year, sorry. The reality is that $10,000 is a lot of money. And saving big money usually means making big changes in the areas where we spend the most, such as: Housing, Transportation, Food. The Super, Sexy, Single Mom on a Budget by Renee Rayles A quick reference guide designed for the busy, single mom who has little time to read while running the mom taxi, cooking dinner, helping with homework, and trying to fit in a date night every now and then.
Single Mothers & Single mothers carry an enormous load of responsibility, especially those having sole and/or primary custody of minor children. They nourish, they nurture, they teach, they discipline, they shelter, they protect, and they provide… all without the assistance of another equally-invested adult. Mom's Obesity Raises Newborn's Heart Risk from the National Institute of Health The more obese a woman is when she becomes pregnant, the greater the likelihood that her newborn baby will have a congenital heart defect, a new study suggests. The finding raises concerns because 1 in 5 women are obese at the start of pregnancy in the United States. The 10-Ingredient Shopping Trip By Tara Parker-Pope and Mark Bittman ... In his latest “How to Cook Everything” segment on the Today Show, New York Times food writer Mark Bittman makes it surprisingly easy to cook a week’s worth of dinners with just a 10-ingredient shopping trip. Your 5-minute guide to protecting your identity 20 steps to protect yourself from identity theft, and seven ways to clean up things if you become a victim. TheOnlineMom.com offers parents and consumers a guide to the top-rated, age-appropriate, kid-tested and parent-approved tech toys and gifts. Single Moms in the News
6 Best Celebrity Single Moms
Diary of a Wimpy Kid: The Last Straw by Jeff Kinney For those wondering why tween boys don’t read very much, the answer is that more books aren’t like this... Money makeover: Single mom Jacqui Sentmanat is trying to give her child the best of everything, but who's looking out for her financial future? by Joe Light, Money Magazine staff reporter (Money Magazine) -- When you're the single parent of an only child, you want only the best possible life for your kid. That's how Jacqui Sentmanat feels. But it's an expensive proposition. The best financial advice ever
Prince Charming isn't coming. Live like a college student. by Liz Pulliam Weston ... If you're not doing well financially, maybe you're finally ready to hear some advice that could make all the difference. Tips on How to Take Care of Yourself During a Global Crisis by complaintsboard.com During these last few months, the stress levels have been on the rise, from people struggling with finances, to the banking stresses, to the swine flu projected pandemic. There is a lot of uncertainty, a lot of unnecessary panic, and a lot of overall fear... For one thing, with the information overload that is being thrown in every which direction except straight leaves you wondering what is the truth, and what is not? ...
Live well without going into debt by Donna Freedman Living frugally (and debt-free) is a lot more fun than living with worry. I'll show you how you can enrich your life without breaking the bank.No More Money Stress! ...You have to remain positive..., because anxiety muddies your ability to think through problems clearly. Panic fuels rash decisions that could cost you much more in the long run than those made after careful deliberation.If you've plunged into a financial funk, just take a deep, serenity-bestowing breath and follow these guides to regain control. |
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Make categories for repeat purchases, such as coffee, lunch, movies, and manicures, then decide whether you can cut back on or eliminate the expense or whether it’s a must-have.
