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The U.S. Government gives over $300 Billion of your tax dollars away to average citizens in the form of grants. It's your money! Learn how you could get some of it back with our FREE interactive CD.

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Cutting Grocery Costs without Cutting Nutrition

Simple, healthy, and affordable ways to weather the rising price of food

by Karen Collins, R.D., American Institute of Cancer Research

Grocery prices are projected to increase again in 2008 – that’s following 2007’s highest annual increase in 17 years. But surviving these tough economic times doesn’t have to mean sacrificing good nutrition. Some simple strategies can help you cut food costs and eat more healthfully, too.

10 Tips for Improving Your Family's Eating Habits

With today’s busy lifestyles, families don’t always eat as healthfully as we would like. But by practicing healthy eating habits at home, you can make it easier for your family to eat right. Try these 10 tips designed to encourage healthy eating habits:

1. Be a good food role model. Telling children to eat nutritious foods is one thing — showing them is better. If you offer nutritious foods regularly — and if they see you eating them — your children likely will learn to like them.

2. Serve a variety of fruits and vegetables daily. In addition to bananas and apples, try something new like kiwi or papaya. Add vegetables to stir fries or casseroles.

3. Schedule a snack time and stick to it. Space snacks at least two to three hours before a meal.

4. Involve kids in meal planning and preparation. Children often will eat foods they help plan and prepare.

Is your Appetite out of Control? Experience what all of the fuss has been about that made national headlines. Hoodia Maxx is the most advanced appetite suppressant available without a prescription.

Consumer: womens news

Basic Legal Recommendations for Women

by Michele Howe

According to Toledo attorney, Stephen Pennington, there are some fundamental legal concerns that every woman should understand, plan, and prepare for in order to best protect her financial assets in lieu of a possible divorce, death of a spouse, or for simple common sense financial survival. It is noteworthy that each of the potentially troubling monetary difficulties cited below arrives at a time when a woman is simultaneously coping with personal loss and pain, thus underscoring the need to take preparatory measures well in advance such major life events (upsets). For every woman who does prepare, there are countless more who do not and who pay the price both financially and emotionally.

Amazing Mom

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Drug and Health Care Programs

• Drug Programs

• Independent Discount Card Programs

• Health Care Programs

• CoPayment Programs

Drug Programs

Partnership for Prescription Assistance Program

Phone: 1-888-4PPA-NOW (1-888-477-2669).

Partnership for Prescription Assistance brings together America's pharmaceutical companies, doctors, other health care providers, patient advocacy organizations and community groups to help qualifying patients who lack prescription coverage get the medicines they need through the public or private program that's right for them. Many will get them free or nearly free.

Programs:

• Help for Those in Need: Many people have difficulty affording health care, including prescription medicines. A number of patient assistance programs provide help to patients who lack prescription drug coverage and earn less than 200% of the federal poverty level (approximately $19,000 for an individual or $32,000 for a family of three).(Qualifications vary by programs. Income levels vary by state.)

• Access to the Medicines They Need: Patients will be directed to the public or private programs most likely to meet their needs. The Partnership for Prescription Assistance helps qualifying patients without prescription coverage

Enroll in more than 475 patient assistance programs, Access more than 2,500 medicines, Learn how to contact government programs for which they may qualify, such as Medicaid, Medicare, or the State Children's Health Insurance Program.

Additional Discount Drug Programs

Discount card programs are independent organizations that have negotiated volume discounts for prescription medications. Most cover all drugs, but have relationships with particular pharmacies. Discounts vary by card, so please read through each programs material carefully to determine if a discount would be beneficial.

Patient assistance programs are run by pharmaceutical companies to provide free medications to people who cannot afford to buy their medicine.

RxHope is exactly what its name implies... a helping hand to people in need in obtaining critical medications that they would normally have trouble affording.

NeedyMeds is a non-profit organization with the mission of helping people who cannot afford medicine or healthcare costs. The information at NeedyMeds is available anonymously and free of charge.

eSun Patient Card

This program is available to everyone, not just for seniors. Annual membership fee of $20 per family per year will apply. Membership includes the prescription discount card.

FreeDrugCard.us

This FREE DRUG CARD program is being sponsored by a non-profit organization to help all Americans cut their prescription drug costs. Simply download your FREE Prescription Drug Cards and receive savings of up to 75% at more than 54,000 national and regional pharmacies. Please enter your name and e-mail address in the box below and we will generate a printable membership card for you. This card is pre-activated and can be used immediately. This Prescription Card is not Insurance!

PS Card negotiates volume cash discounts with local pharmacies, including both national chains and neighborhood stores, to save you up to 50% on all prescription drugs. We pass all of these savings on to you and the pharmacy pays PS Card a small referral fee. If you are uninsured or taking a drug that is not covered by your health plan PS Card will save you up to 50%.

This free prescription drug card program is being produced to help all Americans cut their prescription drug costs.

Health Care Programs

Federally Funded Health Centers

U.S. Department of Health and Human Services

Health Resources and Services Administration HRSA

Federally-funded health centers care for you, even if you have no health insurance. You pay what you can afford, based on your income. Health centers provide:

• Complete care when you're pregnant

• Immunizations and checkups for your children

• Checkups when you're well

• Treatment when you're sick

• Dental care and prescription drugs for your family

• Mental health and substance abuse care if you need it

Health centers are in most cities and many rural areas. Type in your address and click the 'Find Health Centers' button to find health centers near you.

AmeriPlan - the largest discounted fee-for-services program of its type in the country. The track record of success in providing access to affordable supplemental healthcare speaks for itself.

• 30,000+ Dental Providers

• 7,500+ Chiropractic Providers

• 50,000+ Retail Pharmacies

• 12,000+ Optical Providers

• Provider Search

Free or Low Cost Clinic Finder

Search by zip code for clinics in your area.

Are your child's shots up-to-date?

Here are the latest vaccine recommendations from the American Academy of Pediatrics and other medical groups, along with the ages (or age ranges) for when each shot or series of shots is to be given. For example, the polio vaccine is to be given four times — at 2 months, 4 months, 6 to 18 months and 4 to 6 years. The yellow indicates that children in certain high-risk groups may benefit from additional vaccinations. If your child or teen has missed any shots, check with your doctor about getting back on track.

Vaccines and Immunization, CDC

Calendar of Events:

• National Infant Immunization Week

• National Adult Immunization Week

Copayment Programs

Co-Pay programs are public non-profit organizations that provide financial assistance for certain healthcare costs to patients who qualify financially and medically.

Mission: With help from AKF, dialysis patients are able to maintain their health insurance coverage. AKF also provides assistance with expenses that insurance will not cover, such as transportation to dialysis, medications, special diet, kidney donor expenses and other treatment essentials. AKF's specialty programs help patients afford treatment during emergency travel and recover from natural disasters.

Phone: 1-800-638-8299

Association of Community Cancer Centers

Mission: ACCC is the national multidisciplinary organization that focuses on enhancing, promoting, and protecting the entire continuum of quality cancer care for our patients and our communities.

Phone: 301-984-9496

Mission: CancerCare is a national nonprofit organization that provides free, professional support services to anyone affected by cancer: people with cancer, caregivers, children, loved ones, and the bereaved. CancerCare programs . including counseling, education, financial assistance and practical help . are provided by trained oncology social workers and are completely free of charge.

Phone: 800-813-4673

Candlelighters Childhood Cancer Foundation

Mission: Our mission is to provide information and awareness for children and adolescents with cancer and their families, to advocate for their needs, and to support research so every child survives and leads a long and healthy life.

Phone: 800-366-2223

Caring Voice Coalition, Inc.

Mission: Comprehensive help for the needs of patients with serious, chronic illnesses

Phone: (888) 267-1440

Mission: Chai Lifeline is a not for profit organization dedicated to helping children suffering from serious illness as well as their family members. We offer a comprehensive range of services to address the multiple needs of patients, parents, and siblings.

Phone: 212.465.1300

Mission: This organization provides links to other resources for prescription assistance.

Chronic Disease Fund, Inc. (CDF)

Mission: CDF's focus is to provide assistance to those under-insured patients who are diagnosed with chronic or life altering diseases that require the use of expensive, specialty therapeutics.

Phone: (877) YOUR-CDF

Geriatric Services of America

Mission: Help Chronic Respiratory Disease Patients by providing Education, Support, Equipment, and Life-saving Medications quickly and directly to the Patients home.

Phone: 1-800-307-8048

HealthWell Foundation

Mission: The HealthWell Foundation addresses the needs of individuals who cannot afford their insurance copayments, premiums, coinsurance, or other out-of-pocket health care costs.

Phone: 1-800-675-8416

Hunterdon County Medication Access Partnership (HCMAP)

Mission: HCMAP connects concerned individuals, congregations, businesses and government organizations to increase awareness and access to affordable prescription medication for Hunterdon County Residents in need.

Phone: 609-897-2866

Email: mark.peters@bms.com

International Oncology Network

Mission: To keep affordable medications within patients' reach, many of ION's pharmaceutical partners offer Patient Assistance Programs to provide free or discounted medications to people who may not be able to afford their needed medications.

Phone: 410-385-2900

Leukemia and Lymphoma Society

Mission: The Leukemia & Lymphoma Society is the world's largest voluntary health organization dedicated to funding blood cancer research, education and patient services. The Society's mission: Cure leukemia, lymphoma, Hodgkin's disease and myeloma, and improve the quality of life of patients and their families. Since its founding in 1949, the Society has invested more than $550.8 million for research specifically targeting blood cancers.

MEDBANK of Maryland, Inc.

Mission: MEDBANK is a non-profit organization dedicated to accessing free prescription drugs for low-income, chronically ill Marylanders.

Phone: 1-877-435-7755

National Children's Cancer Society

Mission: The mission of The National Children's Cancer Society is to improve the quality of life for children with cancer and their families by providing financial and in-kind assistance, advocacy, support services and education.

Phone: 314.241.1600

National Organization for Rare Disorders

Mission: The National Organization for Rare Disorders (NORD), a 501(c)3 organization, is a unique federation of voluntary health organizations dedicated to helping people with rare "orphan" diseases and assisting the organizations that serve them. NORD is committed to the identification, treatment, and cure of rare disorders through programs of education, advocacy, research, and service.

Phone: (203) 744-0100

Mission: NeedyMeds is a 501(3)(c) non-profit with the mission of helping people who cannot afford medicine or healthcare costs. The information at NeedyMeds is available anonymously and free of charge.

Patient Access Network Foundation (PAN)

Mission: The Patient Access Network Foundation provides financial support for out-of-pocket costs associated with a wide range of drugs, to treat a number of conditions.

Phone: 1-866-316-PANF (7263)

Patient Advocate Foundation Co-Pay Relief

Mission: Patient Advocate Foundation's Co-Pay Relief (CPR) Program provides direct co-payment assistance for pharmaceutical products to insured Americans who financially and medically qualify.

Phone: (800) 532-5274

Patient Services Incorporated

Mission: Patient Services Incorporated (PSI) is a non-profit organization primarily dedicated to providing health insurance premium assistance, pharmacy co-payment assistance and co-payment waiver assistance for persons with specific expensive chronic illnesses.

Phone: 800-366-7741

The Center for Medicare Advocacy

Mission: The Center for Medicare Advocacy, Inc. is a national non-profit, non-partisan organization that provides education, advocacy, and legal assistance to help elders and people with disabilities obtain Medicare and necessary health care. The Center was established in 1986. We focus on the needs of Medicare beneficiaries, people with chronic conditions, and those in need of long-term care. The organization is involved in writing, education, and advocacy activities of importance to Medicare beneficiaries nationwide. The Center's central office is in Connecticut, with offices in Washington, DC and throughout the country.

Phone: (860) 456-7790

• Share your tips, resources and information with other moms

How to deal with economic stress

Stressed about the economy? You certainly aren’t alone. According to a recent survey from the American Psychological Association, 74% of Americans say work or money cause them stress and anxiety. The thing is, stress has a huge impact on your body. It can cause headaches, impair your immune system, disrupt your digestive system and can even affect heart function. Here are some stress-busters you can start today to help curb your symptoms.

32 and Counting? Finding Your Happily Ever After Today

by Gi Gi

The author talks about the struggles a single mom goes through and the discovery that you can have HEAT (Happily Ever After Today) just as you are, being single, taking care of your kids...

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The Super, Sexy, Single Mom on a Budget

by Renee Rayles

A quick reference guide designed for the busy,

single mom who has little time to read while running the mom taxi, cooking dinner, helping with homework, and trying to fit in a date night every now and then.

TheOnlineMom.com offers parents and consumers a guide to the top-rated, age-appropriate, kid-tested and parent-approved tech toys and gifts.

Your 5-minute guide to protecting your identity

20 steps to protect yourself from identity theft, and seven ways to clean up things if you become a victim.

Discover your personality type and what careers are best suited for you

Kids of the Month

Jason & Sarah are Kids of the Month

Stressed mothers may raise fat children

Youngsters seek escape from family problems in unhealthy food, study finds

Millions of poor children in the United States may be getting fat before age 10 because their mothers are stressed out and the youngsters seek escape in unhealthy comfort food...

The stress is rooted in poverty and can be brought on by money woes, work loads, insufficient health insurance and other factors…

Click here to make sure your body has the necessary vitamins and minerals to function optimally.

Minimalism is the cutting edge now. My decorator calls it Dorm Chic. Wait, you'll see, everyone will have this look in a year or two. And then maybe I'll go out and get myself some overstuffed chairs." ...

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10 Bad Habits That Lead to Debt Disaster

Little things add up fast. Learn from these mistakes and try these tips to start paying off your debt.

Sometimes the only way to stop a snowballing problem is to go back to the top of the hill and find out what started it. If you're up to your eyeballs in credit card debt, take a step back and recount your money missteps. Knowing your weaknesses could help prevent you from falling back into the bad-credit pit and show you a way out.

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7 Secrets to Raising a Happy Child

What Makes a Child Happy?

We all want the same things for our kids. We want them to grow up to love and be loved, to follow their dreams, to find success. Mostly, though, we want them to be happy. But just how much control do we have over our children's happiness? My son, Jake, now 7, has been a rather somber child since birth, while my 5-year-old, Sophie, is perennially sunny. Jake wakes up grumpy. Always has. Sophie, on the other hand, greets every day with a smile. Evident from infancy, their temperaments come, at least in part, from their genes. But that doesn't mean their ultimate happiness is predetermined, assures Bob Murray, PhD, author of Raising an Optimistic Child: A Proven Plan for Depression-Proofing Young Children -- for Life (McGraw-Hill).

Do You Want To Know How Your Nanny Is Doing Her Job?

Sources by Amanda Bach

As we review some of the useful website each month, I want to introduce to you this new website HowsMyNanny.com - this website service started in the Fall of 2006 by Jill Starishevsk, a nine-year veteran of a District Attorney’s Office in New York City who works in the Child Abuse and Sex Crimes Bureau. While she was on maternity leave of her second child, she started this wonderful website. It is a service that provides license plates for strollers with a unique identifying number on them so if your nanny is out and about and does something bad to the baby or something praiseworthy, a passerby can get a message to the parent via the internet. HowsMyNanny.com website has received a great deal of press including Good Morning America, CNN, The BBC and Fox News National. Please spread the words about this as the more people who know about the site, the more likely a mom or dad is to receive a report if there is a problem.

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Alcohol Prevention Web Site for Middle School Students

The Cool Spot Helps Young Teens Resist Peer Pressure and Alcohol Bethesda, Md. – A new version of The Cool Spot, a youth alcohol prevention Web site, launched this week. The site, aimed at 11- to 13-year-olds, was created by The National Institute on Alcohol Abuse and Alcoholism (NIAAA), part of the National Institutes of Health (NIH).

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