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How to hire a good home contractor
Don't hand your home-remodeling project to an unreliable or dishonest contractor. Here are 6 things to look for.
Increasing your property value often entails remodeling. Whether you have a fixer-upper or a great house that you plan to stay in indefinitely, you'll probably hire a contractor sooner or later to finish the basement, remodel the kitchen, or renovate other rooms.
Decisions on home improvement should be made in a judicious manner. If you want to recoup your investment, choose projects that are likely to add value to your home, such as a new kitchen or an extra bathroom.
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Trading houses? 6 must-knows
Swapping homes may seem like an easy way out of a tough seller's market. But you'll want to mind these tips so you're not bamboozled.
by AnnaMaria Andriotis, SmartMoney
Over the years, the Internet has helped many lonely hearts find mates. Now the Web's matchmaking skills are being put to use in a much different way: setting up homeowners who are looking to swap their homes.
read more...
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The section hosts government and non-government housing resources, articles and tips on moving. This section also has a real estate section.
At SingleMom.com™, we try to collect all useful information about housing, or any other non-profit organization for Single Moms. We'll keep looking out for you with all the latest information.
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Need low-cost health insurance? Protect your family with the right coverage at prices you can afford.
Simple tips can help moves go smoothly
by Bank of America
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Moms suddenly finding themselves moving across town or across the country can make the change easier with a little bit of planning. More than 20 million American households, or at least 16 percent of the population, move every year. Taking a little time to prepare can go a long way to helping the process.
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Housing Choice Vouchers
Housing choice vouchers allow very low-income families to choose and lease or purchase safe, decent, and affordable privately-owned rental housing.
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HOPE NOW
The HOPE NOW Alliance includes a number of counseling organizations, which consists of all HUD intermediaries that have offices across the United States. An independent, non profit counselor can help you understand your situation, identify your options and help you work with your servicer to hopefully find an alternative to foreclosure.
To find a free of chard HUD certified counseling agency in your area visit HUD and click on your state under “local information".
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Community Action Set Aside (CASA) Minneapolis, MN
State First Time Home Buyer Program in Minneapolis, MN
If you are a single head of household and make less than $61,000 a year.
You may qualify for one or more of the following....
• A fixed low interest rate below market rates.
• $3000 down payment assistance.
• $60 a month payment assistance.
• $10,000 equity assistance.
• Lastly they offer a fixed low interest rate.
Apply to Irwin Today to see if you qualify.
Elizabeth Reynolds
Cell: 612-251-3371
Fax: 952-546-0359
The Worst of Times Can Produce Your Best of Times
by Valarie Eiland Davis
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It’s trite but true to say that bad experiences can bring out the best in us. Bad grades can make students work harder. Bad work performance reviews can make us work smarter. Bad relationships can teach us how to be better family members and friends. Bad meals might even make us better cooks. Well, the bad economic times we are living through right now can either bring out the worst in us or make us think thoughts and take actions that will eventually produce some of the best times we could ever have. It’s your choice!
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The listing of or omission of an institution, organization or corporation on this Web site does not refer to programmatic capability nor does it confer any official status, approval, or endorsement of the institution, organization or corporation itself. This listing does not purport to be a listing of all organizations & corporations that are providing relief in the affected area. Additionally, there may be organizations providing relief in the affected area that are not accepting donations at this time. It is not the purpose of this Web site to make, or enable to be made, any representation to the public concerning the organizations listed. This listing is for informational purposes only. Any contributions or submissions you choose to make from links on this Web site are at your sole discretion.
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The Super, Sexy, Single Mom on a Budget
by Renee Rayles
Whether it's time or money, budgeting is part of being a mom...
The book is a quick reference guide designed for the busy, single mom who has little time to read while running the mom taxi, cooking dinner, helping with homework, and trying to fit in a date night every now and then.
Your 5-minute guide to protecting your identity
Here are 20 steps to protect yourself from identity theft -- and seven ways to clean up things if you become a victim.
Thieves may sell your information on the black market or use it to obtain money, credit or even expensive medical procedures. Unless you're vigilant in protecting your records, you'll have to work even harder to repair the damage to your credit.
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Running Low? How Would You Like FREE* Gasoline for One Year?
10 ways to avoid moving scams
Horror stories about sketchy moving companies abound. Don't let one take you for a ride. Here's expert advice to help.
by Fred Minnick, Bankrate.com
You've heard the stories. Movers load up your stuff one day and hold it hostage the next, demanding more money and threatening to dump your precious treasures if you don't pay.
You believe you've agreed upon a price, only to find out it's going to cost you a lot more than that.
"These salespeople are commission-based and will do whatever it takes to get a deposit on file and lock the customer into a signed estimate," says Tom O'Gorman, sales director for Gentle Giant Moving Co. "Then, when push comes to shove, there's a lot of gray area around this estimate.
"They will say, 'The estimate was based on moving only these things. You weren't packed, so it took us four extra hours to pack.'"
O'Gorman says some of these outfits give the impression that "you are dealing with a moving company, but you're really dealing with an online broker who passes the job off to some local moving company in some region for a commission. So you're not even dealing with the end user. You have no control over who ends up in your home."
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18 easy ways to save on your move
Many people overlook obvious ways to lower the cost of schlepping stuff to a new place, but you can save hundreds of dollars.
by Christopher Solomon
If you're among the millions of people pulling up stakes this year and resettling in a new home, getting your goods to a new location means digging deep into your wallet, right? Not so fast.
Moving can be expensive, but many folks in their panic or disorganization overlook easy and obvious steps that can save them hundreds or even thousands of dollars, moving experts say.
We've done some of the, ahem, heavy lifting for you already, by assembling these 18 tips:
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