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Techniques of an Identity Thief

 

Shiva Brent Sharma, who is serving a two- to four-year prison term, describes the techniques he used as an online identity thief.

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Eunice is Kid of the Month

 

 

  Health care costs are higher than ever. According to the National Coalition on Health Care, US health care spending is projected to reach $2.9 trillion in 2009. Protect your family with health insurance YOU can afford - get a free quote today!

 

The Milk Gap

 

 

The Times's Jodi Kantor looks at the class divide for nursing mothers in the workplace.

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Consumer: top stories
 

 

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Angels We Have Heard and Seen

 

contributed by Jennifer Snyder

My favorite part of the holiday season is its steady reminder of angels. Christmas cards reflect angelic gatherings in star-filled night skies. Ancient carols tell of angels spreading great joy, or watching over shepherds and sleeping children. Decorative angels are prominently displayed on neighbors’ doors; swathed in gold and surrounded by a sea of fragrant greenery.

 

Throughout the years, my family’s Christmas tree has become an homage to angelic beings. A folk art angel, crafted in muslin and cinnamon sticks, graces the lower branches. Commercially produced angels that have captured my heart over time fill the middle space. My favorite ornaments, two intricately painted angels purchased at a 1988 craft show, hold positions of honor each year. Finally, a band of tiny Hallmark cherubs play their joyful tune from the highest branches.

 

For several years as a single parent, I managed to purchase a little tree for my bedroom. The children were school age and our family tree was festooned with figures of Santa Claus, Sesame Street, and their own handmade masterpieces. My special tree was adorned with twinkling white lights, unlit candles in colonial holders, and a collection of angel ornaments. Its’ spiritual presence in my tiny personal space left me feeling watched over and comforted.

 

Angels do that, don’t they?

 

Whether observed at Christmas, Easter, or any day of the year, their existence helps us to feel supported. But do they only hover overhead, keeping their watch from the heavens?

 

I don’t believe angels simply remain aloft and out of reach.

 

The holidays can bring feelings of isolation and loneliness when one is single. But you, too, have a group of heavenly hosts in human form - your family, friends, coworkers, and acquaintances. Take the opportunity this season to recognize your angels whether you witness them in:

 

the stranger who sees you struggling with a heavy load and stops to hold the door.

 

the babysitter who offers to stay a few minutes longer when you’re frantic and running late.

 

the family member who observes a tight budget and slips a few dollars in your pocket.

 

the co-worker who brings a tray of cookies to work on the morning you didn’t have time for breakfast.

 

the friend who offers to hem your dress or provide an extra casserole for your holiday function.

 

your own little cherub who goes to great lengths to hide a school-made card reminding you of their love.

 

They are there; standing guard, caring and serving, waiting to be noticed.

 

May you experience the joy and support of angels both near and far this holiday season.

 

About Author:

Jennifer Snyder, acclaimed life coach and workshop leader, women’s columnist, and tele-instructor has worked with almost 9,000 women across the United States. Her clients are separated and divorced women who cannot wait to proclaim their power. She is the author of a self-discovery workbook, The Time of Your Life: A Creative Sourcebook for Women. The Sourcebook can be ordered at www.timeofyourlifeafterdivorce.com.

 

Jennifer can be reached at 919/414-7197 or visit her Web site at www.timeofyourlifeafterdivorce.com.

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Your 15-point tax-return checklist

by By Jeff Schnepper

It's time to start thinking about getting those taxes done. Maybe you're in a panic. Not to worry. Just follow Schnepper's 15 steps to getting your taxes done, and you'll be much happier. Ready?

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You May Have Too Much Debt But You Also Have Options

How Life Works

If you feel like you're in over your head with personal debt, you're not alone. Millions of Americans have become overextended, many as a result of easy credit and the recessions. Credit cards, medical bills, personal loans and raising interest rates do not make a good financial mix.

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Suze Orman's Recession Rescue Plan - helps you survive in times of financial crisis

OPRAH.com

Do you know what your family would do if you lost your job - or worse, your home? Financial expert Suze Orman is ready to help you devise a recession rescue plan to survive - and possibly thrive - during this deepening financial crisis...

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Could fat babies mean fat toddlers?

A new study from Harvard Medical School found that babies who gained weight quickly had a sharply higher risk of obesity. The study followed close to 600 babies and found those in the top quarter of weight for their length at 6 months had a 40 percent higher risk of obesity by age 3 than smaller babies.

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The 10-Ingredient Shopping Trip

By Tara Parker-Pope and Mark Bittman

... In his latest “How to Cook Everything” segment on the Today Show, New York Times food writer Mark Bittman makes it surprisingly easy to cook a week’s worth of dinners with just a 10-ingredient shopping trip.

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Finding last-minute tuition money

There's still time to find funds for this semester's college tuition. But you'll have to move quickly.

By Gerri Willis

It's only a couple of weeks or even days until school begins. And if you don't think you'll be able to get a handle on your college tuition bill, here with your guide to last minute money.

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Annette Bridges - Weekly Column

A story waiting to be heard

Are you a good listener?
I’ve always been told that good communication begins with good listening. And I’ve often wondered how many misunderstandings and conflicts could have been avoided by better listening.

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Your Just-in-Case Emergency Plan

by RealSimple

Who do you call if you can't make it home in time to meet the kids' bus? Who do you trust to take in your mail when you're on vacation? Who do you trust with the extra set of keys to your house?

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How to save $10,000

By Liz Pulliam Weston

If you were hoping for a list of small tweaks you could make in your spending to save $10,000 a year, sorry. The reality is that $10,000 is a lot of money. And saving big money usually means making big changes in the areas where we spend the most, such as: Housing, Transportation, Food.

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The Super, Sexy, Single Mom on a Budget

by Renee Rayles

A quick reference guide designed for the busy, single mom who has

little time to read while running the mom taxi, cooking dinner, helping with homework, and trying to fit in a date night every now and then.

32 and Counting? Finding Your Happily Ever After Today

by Gi Gi

The author talks about the struggles a single mom goes through and the discovery that you can have HEAT (Happily Ever After Today) just as you are, being single, taking care of your kids...

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Single Mothers &
Male Role-Models / Mentors

Single mothers carry an enormous load of responsibility, especially those having sole and/or primary custody of minor children. They nourish, they nurture, they teach, they discipline, they shelter, they protect, and they provide… all without the assistance of another equally-invested adult.

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Your 5-minute guide to protecting your identity

20 steps to protect yourself from identity theft, and seven ways to clean up things if you become a victim.

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TheOnlineMom.com offers parents and consumers a guide to the top-rated, age-appropriate, kid-tested and parent-approved tech toys and gifts.

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Diary of a Wimpy Kid: The Last Straw
by Jeff Kinney

For those wondering why tween boys don’t read very much, the answer is that more books aren’t like this...

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Visits Don't Always Lead to Adoption

 

 

Programs that allow children available for adoption to visit American families often lead to happily-ever-after, but sometimes end painfully.

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  Get Matched to an Online School

 

Taking Prescriptions on the Road

 

 

It is not required to carry copies of your prescriptions with you when you travel, but business travel columnist Joe Sharkey says it might not be a bad idea.

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On the Job, Nursing Mothers Find a 2-Class System

 

 

When a new mother returns to Starbucks’ corporate headquarters in Seattle after maternity leave, she learns what is behind the doors mysteriously marked “Lactation Room.”

 

Whenever she likes, she can slip away from her desk and behind those doors, sit in a plush recliner and behind curtains, and leaf through InStyle magazine as she holds a company-supplied pump to her chest, depositing her breast milk in bottles to be toted home later.

 

But if the mothers who staff the chain’s counters want to do the same, they must barricade themselves in small restrooms intended for customers, counting the minutes left in their breaks.

 

“Breast milk is supposed to be the best milk, I read it constantly when I was pregnant,” said Brittany Moore, who works at a Starbucks in Manhattan and feeds her 9-month old daughter formula. “I felt bad, I want the best for my child,” she said. “None of the moms here that I know actually breast-feed.”

 

Doctors firmly believe that breast milk is something of a magic elixir for babies, sharply reducing the rate of infection, and quite possibly reducing the risk of allergies, obesity, and chronic disease later in life.

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