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Techniques of an Identity Thief

Shiva Brent Sharma, who is serving a two- to four-year prison term, describes the techniques he used as an online identity thief.

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Madlynn is Kid of the Month

The Milk Gap



The Times's Jodi Kantor looks at the class divide for nursing mothers in the workplace.

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Visits Don't Always Lead to Adoption



Programs that allow children available for adoption to visit American families often lead to happily-ever-after, but sometimes end painfully.

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Taking Prescriptions on the Road



It is not required to carry copies of your prescriptions with you when you travel, but business travel columnist Joe Sharkey says it might not be a bad idea.

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Consumer: top stories
 

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Single Moms - find here resources on financial aid, scholarships, help with basic needs, food, prescription drugs, health care, housing, legal info, and much more...


Angels We Have Heard and Seen

 

contributed by Jennifer Snyder

My favorite part of the holiday season is its steady reminder of angels. Christmas cards reflect angelic gatherings in star-filled night skies. Ancient carols tell of angels spreading great joy, or watching over shepherds and sleeping children. Decorative angels are prominently displayed on neighbors’ doors; swathed in gold and surrounded by a sea of fragrant greenery.

 

Throughout the years, my family’s Christmas tree has become an homage to angelic beings. A folk art angel, crafted in muslin and cinnamon sticks, graces the lower branches. Commercially produced angels that have captured my heart over time fill the middle space. My favorite ornaments, two intricately painted angels purchased at a 1988 craft show, hold positions of honor each year. Finally, a band of tiny Hallmark cherubs play their joyful tune from the highest branches.

 

For several years as a single parent, I managed to purchase a little tree for my bedroom. The children were school age and our family tree was festooned with figures of Santa Claus, Sesame Street, and their own handmade masterpieces. My special tree was adorned with twinkling white lights, unlit candles in colonial holders, and a collection of angel ornaments. Its’ spiritual presence in my tiny personal space left me feeling watched over and comforted.

 

Angels do that, don’t they?

 

Whether observed at Christmas, Easter, or any day of the year, their existence helps us to feel supported. But do they only hover overhead, keeping their watch from the heavens?

 

I don’t believe angels simply remain aloft and out of reach.

 

The holidays can bring feelings of isolation and loneliness when one is single. But you, too, have a group of heavenly hosts in human form - your family, friends, coworkers, and acquaintances. Take the opportunity this season to recognize your angels whether you witness them in:

 

the stranger who sees you struggling with a heavy load and stops to hold the door.

 

the babysitter who offers to stay a few minutes longer when you’re frantic and running late.

 

the family member who observes a tight budget and slips a few dollars in your pocket.

 

the co-worker who brings a tray of cookies to work on the morning you didn’t have time for breakfast.

 

the friend who offers to hem your dress or provide an extra casserole for your holiday function.

 

your own little cherub who goes to great lengths to hide a school-made card reminding you of their love.

 

They are there; standing guard, caring and serving, waiting to be noticed.

 

May you experience the joy and support of angels both near and far this holiday season.

 

About Author:

Jennifer Snyder, acclaimed life coach and workshop leader, women’s columnist, and tele-instructor has worked with almost 9,000 women across the United States. Her clients are separated and divorced women who cannot wait to proclaim their power. She is the author of a self-discovery workbook, The Time of Your Life: A Creative Sourcebook for Women. The Sourcebook can be ordered at www.timeofyourlifeafterdivorce.com.

 

Jennifer can be reached at 919/414-7197 or visit her Web site at www.timeofyourlifeafterdivorce.com.

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Utility Prices are Significant Expenses

by Randi Lynn Millward

I don't know about you, but my electric bill is sky-high. I've been running around the house unplugging everything in sight so as not to incur charges from my appliances using "phantom energy".

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Because you are somebody special!

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Since my trip to Italy, my husband and I have enjoyed a delicious breakfast routine that often includes French toast, fresh fruit and a yummy cup of cappuccino.

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We all have those days when we get overwhelmed and it seems like every time we turn around there is another problem.

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Here are three steps stay-at-home parents should take to better manage their own and the family’s finances.

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You May Have Too Much Debt But You Also Have Options

How Life Works

If you feel like you're in over your head with personal debt, you're not alone. Millions of Americans have become overextended, many as a result of easy credit and the recessions. Credit cards, medical bills, personal loans and raising interest rates do not make a good financial mix.

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Could fat babies mean fat toddlers?

A new study from Harvard Medical School found that babies who gained weight quickly had a sharply higher risk of obesity. The study followed close to 600 babies and found those in the top quarter of weight for their length at 6 months had a 40 percent higher risk of obesity by age 3 than smaller babies.

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Offer to barter

Dr. Marie - Advice for Pet Owners

A vetʼs office is a business that requires a lot of services. In many cases your vet may be willing to barter in exchange for veterinary services.

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How to Find the Best Car Loans for Single Moms

Financial Advice for Single Moms

The best car loans for single mothers might be just around the corner at your local car lot.

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Crystal Bowersox - A Single Mom And A Real American Idol

Read how the amazing Crystal Bowersox. the runner-up of American Idol Season 9, handles fame and life as a single mom, raising her 17 month old son.

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5 Ways for Single Moms to Save Money

Single moms are always looking for ways to save money, and for good reason... It’s important to find ways to cut corners on the little things that perhaps you don’t think about too often, because those are usually where your biggest money drains are.

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Suze Orman's Recession Rescue Plan - helps you survive in times of financial crisis

OPRAH.com

Do you know what your family would do if you lost your job - or worse, your home? Financial expert Suze Orman is ready to help you devise a recession rescue plan to survive - and possibly thrive - during this deepening financial crisis...

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Your Just-in-Case Emergency Plan

by RealSimple

Who do you call if you can't make it home in time to meet the kids' bus? Who do you trust to take in your mail when you're on vacation? Who do you trust with the extra set of keys to your house?

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How to save $10,000

By Liz Pulliam Weston

If you were hoping for a list of small tweaks you could make in your spending to save $10,000 a year, sorry. The reality is that $10,000 is a lot of money. And saving big money usually means making big changes in the areas where we spend the most, such as: Housing, Transportation, Food.

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The Super, Sexy, Single Mom on a Budget

by Renee Rayles

A quick reference guide designed for the busy, single mom who has

little time to read while running the mom taxi, cooking dinner, helping with homework, and trying to fit in a date night every now and then.

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Single Mothers &
Male Role-Models / Mentors

Single mothers carry an enormous load of responsibility, especially those having sole and/or primary custody of minor children. They nourish, they nurture, they teach, they discipline, they shelter, they protect, and they provide… all without the assistance of another equally-invested adult.

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Mom's Obesity Raises Newborn's Heart Risk

from the National Institute of Health

The more obese a woman is when she becomes pregnant, the greater the likelihood that her newborn baby will have a congenital heart defect, a new study suggests. The finding raises concerns because 1 in 5 women are obese at the start of pregnancy in the United States.

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The 10-Ingredient Shopping Trip

By Tara Parker-Pope and Mark Bittman

... In his latest “How to Cook Everything” segment on the Today Show, New York Times food writer Mark Bittman makes it surprisingly easy to cook a week’s worth of dinners with just a 10-ingredient shopping trip.

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Your 5-minute guide to protecting your identity

20 steps to protect yourself from identity theft, and seven ways to clean up things if you become a victim.

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6 Best Celebrity Single Moms
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Diary of a Wimpy Kid: The Last Straw

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For those wondering why tween boys don’t read very much, the answer is that more books aren’t like this...

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