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Techniques of an Identity Thief

 

Shiva Brent Sharma, who is serving a two- to four-year prison term, describes the techniques he used as an online identity thief.

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Nicholas is Kid of the Month

 

 

  Health care costs are higher than ever. According to the National Coalition on Health Care, US health care spending is projected to reach $2.9 trillion in 2009. Protect your family with health insurance YOU can afford - get a free quote today!

 

The Milk Gap

 

 

The Times's Jodi Kantor looks at the class divide for nursing mothers in the workplace.

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Consumer: top stories
 

 

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Child Custody - Types of Custody

 

This article is copy right from NOLO.com

 

Legal Custody

 

Legal custody of a child means having the right and the obligation to make decisions about a child's upbringing. A parent with legal custody can make decisions about schooling, religion, and medical care, for example. In many states, courts regularly award joint legal custody to both parents, which means that the decision making is shared.

 

If you share joint legal custody with the other parent and you exclude him or her from the decision-making process, your ex can take you back to court and ask the judge to enforce the custody agreement. You won't get fined or go to jail, but it will probably be embarrassing and cause more friction between the two of you -- which may harm the children. What's more, if you're represented by an attorney, it's sure to be expensive.

 

If you think you have circumstances that make it impossible to share joint legal custody (the other parent won't communicate with you about important matters or is abusive), you can go to court and ask for a change in custody so that you have sole legal custody. But in many states, you will have to overcome a presumption that joint legal custody is preferable.

 

Physical Custody

 

Physical custody means that a parent has the right to have a child live with him or her. Some states will award joint physical custody to both parents, when the child spends significant amounts of time with both parents. Where the child lives primarily with one parent and has visitation with the other, generally the parent with whom the child primarily lives will have sole physical custody, with visitation to the other parent. Joint physical custody works best if you live near the other parent, as it lessens the stress on children and allows them to maintain a somewhat normal routine.

 

Sole Custody

 

One parent can have either sole legal custody or sole physical custody of a child. In most states, courts are moving away from awarding sole custody to one parent. They often enlarge the role a father plays in his children's lives. Even where sole physical custody is awarded, often the parties still share joint legal custody, and the non-custodial parent enjoys a generous visitation schedule. In that situation, the parents would make joint decisions about the child's upbringing, but one parent would be deemed the primary physical caretaker, while the other parent would have visitation rights.

 

Courts generally won't hesitate to award sole physical custody to one parent if the other parent is deemed unfit -- for example, because of alcohol or drug dependency, a new partner who is unfit, or charges of child abuse or neglect.

 

It's understandable that there may be animosity between you and your ex-spouse. But it's best not to seek sole custody unless the other parent causes direct harm to the children. Even then courts may simply allow supervised visitation, while still ordering joint legal custody. Joint Custody

 

Parents who don't live together have joint custody (also called shared custody) when they share the decision-making responsibilities for, and/or physical control and custody of, their children. Joint custody can exist if the parents are divorced, separated, or no longer cohabiting, or even if they never lived together. Joint custody may be:

 

joint legal custody

joint physical custody (where the children spend a significant portion of time with each parent), or

joint legal and physical custody.

 

It is common for couples who share physical custody to also share legal custody, but not necessarily the other way around.

 

When parents share joint custody, usually they work out a schedule according to their work requirements and housing arrangements. If the parents cannot agree on a schedule, the court will impose an arrangement. A common pattern is for children to split weeks between each parent's house or apartment. Other joint physical custody arrangements include:

 

alternating months, years or six-month periods, or

spending weekends and holidays with one parent, while spending weekdays with the other.

 

Joint custody has the advantages of assuring the children continuing contact and involvement with both parents. And it alleviates some of the burdens of parenting for each parent. There are, of course, disadvantages:

 

Children must be shuttled around.

Parental noncooperation or ill will can have seriously negative effects on children.

Maintaining two homes for the children can be expensive.

 

If you do have this arrangement, you should maintain detailed and organized financial records of your expenses. Keep receipts for groceries, school and after school activities, clothing and medical care. At some point your ex may claim she or he has spent more money on the kids than you have, and a judge will appreciate your detailed records. Bird's Nest Custody

 

Bird's nest custody is a joint custody arrangement where the children remain in the family home and the parents take turns moving in and out, spending their out time in separate housing of their own

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9 Cash-Saving Tips That Pay Big Bucks

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The expression "a penny saved is a penny earned" doesn't cut it these days. But saving a few dollars here and there can add up...

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You May Have Too Much Debt But You Also Have Options

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If you feel like you're in over your head with personal debt, you're not alone. Millions of Americans have become overextended, many as a result of easy credit and the recessions. Credit cards, medical bills, personal loans and raising interest rates do not make a good financial mix.

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Suze Orman's Recession Rescue Plan - helps you survive in times of financial crisis

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Do you know what your family would do if you lost your job - or worse, your home? Financial expert Suze Orman is ready to help you devise a recession rescue plan to survive - and possibly thrive - during this deepening financial crisis...

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Could fat babies mean fat toddlers?

A new study from Harvard Medical School found that babies who gained weight quickly had a sharply higher risk of obesity. The study followed close to 600 babies and found those in the top quarter of weight for their length at 6 months had a 40 percent higher risk of obesity by age 3 than smaller babies.

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The 10-Ingredient Shopping Trip

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Finding last-minute tuition money

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It's only a couple of weeks or even days until school begins. And if you don't think you'll be able to get a handle on your college tuition bill, here with your guide to last minute money.

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Short-term Payday Loans

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A short-term payday loan can be a better option than overdraft fees, reconnect fees, late payment fees or a damaged credit rating when the loan is repaid promptly. However, these loans are not suited for longer repayment periods... Being realistic about budgeting can help avoid the need for short-term borrowing.

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Your Just-in-Case Emergency Plan

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Who do you call if you can't make it home in time to meet the kids' bus? Who do you trust to take in your mail when you're on vacation? Who do you trust with the extra set of keys to your house?

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If you were hoping for a list of small tweaks you could make in your spending to save $10,000 a year, sorry. The reality is that $10,000 is a lot of money. And saving big money usually means making big changes in the areas where we spend the most, such as: Housing, Transportation, Food.

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The Super, Sexy, Single Mom on a Budget

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A quick reference guide designed for the busy, single mom who has

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32 and Counting? Finding Your Happily Ever After Today

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Single Mothers &
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Your 5-minute guide to protecting your identity

 

20 steps to protect yourself from identity theft, and seven ways to clean up things if you become a victim.

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TheOnlineMom.com offers parents and consumers a guide to the top-rated, age-appropriate, kid-tested and parent-approved tech toys and gifts.

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Diary of a Wimpy Kid: The Last Straw
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Visits Don't Always Lead to Adoption

 

 

Programs that allow children available for adoption to visit American families often lead to happily-ever-after, but sometimes end painfully.

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  Get Matched to an Online School

 

Taking Prescriptions on the Road

 

 

It is not required to carry copies of your prescriptions with you when you travel, but business travel columnist Joe Sharkey says it might not be a bad idea.

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On the Job, Nursing Mothers Find a 2-Class System

 

 

When a new mother returns to Starbucks’ corporate headquarters in Seattle after maternity leave, she learns what is behind the doors mysteriously marked “Lactation Room.”

 

Whenever she likes, she can slip away from her desk and behind those doors, sit in a plush recliner and behind curtains, and leaf through InStyle magazine as she holds a company-supplied pump to her chest, depositing her breast milk in bottles to be toted home later.

 

But if the mothers who staff the chain’s counters want to do the same, they must barricade themselves in small restrooms intended for customers, counting the minutes left in their breaks.

 

“Breast milk is supposed to be the best milk, I read it constantly when I was pregnant,” said Brittany Moore, who works at a Starbucks in Manhattan and feeds her 9-month old daughter formula. “I felt bad, I want the best for my child,” she said. “None of the moms here that I know actually breast-feed.”

 

Doctors firmly believe that breast milk is something of a magic elixir for babies, sharply reducing the rate of infection, and quite possibly reducing the risk of allergies, obesity, and chronic disease later in life.

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