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SSA/IRS Summer 2004 report
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Do you employ both men and women - working side by side doing the same job and earning the same benefits? As much as you try to make everything equal, it isn't. There are some situations, beyond your control, that women will encounter because of their different work patterns and lifestyles. Although Social Security benefits and coverage are the same for both men and women, research shows that women:
• Live longer than men,
• Earn less than men,
• Are the primary family caregivers, and
• Rely on Social Security for most of their income when they retire
To help the women you employ learn more about how Social Security can affect their future, tell them about the new social security Web site, "For Women".
At the "For Women" Web site www.ssa.gov/women, they can find basic information about Retirement, Survivors, Disability, Supplemental Security Income, and Medicare benefits. Or, they may want to look at a topic that tells about different stages in life, such as being a new mother, working woman, bride, divorcee, widow, beneficiary, or caregiver. They can get information or learn about resources available for women on:
• How marriage affects a woman's benefits
• How a woman earns protection for her family
• What happens when a woman's marital status changes
• How she can change her name on Social Security records
• Her rights as a divorced wife
• How to get her baby a Social Security number
• Special employment situations
• How she can help her aging parents
We've also provided links to other federal Web sites for women such as Department of Labor's "Women's Bureau", the Department of Health and Human Services' "Women's Health", and the Department of Justice's "Violence Against Women Office."
So, whether your employees are young, middle-aged, or elderly women they should visit "For Women". The more a woman knows about Social security, the more control she has over her financial future.
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