Financial Advice, Budgeting Tips

Single moms find here financial advice and budgeting tips helping them make more informed decisions on how to plan the personal finances. Let’s face it. Making and sticking to a budget is as necessary as it is boring. Learn here how to develop a budget, means to save, spend wisely and make the right choices, and most importantly how to stick to the plan until budgeting becomes routine.

Don’t Forget to Keep Your PCP Up-To-Date on Your HMO Insurance Plan

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I received a letter from my children's pediatrician informing us that she was moving out of state.  I remember a time when she was on vacation and I had to take my oldest daughter to my doctor … Read More »

I Spend Too Much Money on Food

I spend too much money on food

We eat a healthy non-GMO diet, mostly organic, so I don't expect our food to be cheap.  I'd really like to lower my food budget, but I'm not sure how to.  I recently read a food article buy a woman … Read More »

Money Matters

Money matters

In the matter of money, the thing I’ve learned most, is that money matters. I use to think that a penny was just a penny and a dime was just a dime.  I use to reason, “Oh, it’s just five … Read More »

Tax Season’s Almost Here!

Tax season

Just a reminder, tax season is almost here!  Make sure to open all of your mail.  Even an envelope that appears to contain junk mail may contain valuable documents that you may need when filing your … Read More »

No Money? No Problem! Your Guide to Living Large on Very Little

No money, no problem!

Ever wished you knew how to go on living the good life in tough times? Frugality is the new reality, but doesn’t mean you have to sacrifice your lifestyle and turn into a no-fun cheapskate. In fact, … Read More »

Don’t Forget To Have Your Utilities on the Budget Program

Budgeting

If you've ever read any of my writings, you know that I'm a huge advocate of budgeting.  I like to know where my money's going and how much of it is going there.  Living in the northeastern part of … Read More »

Do You Have Any 2012 Financial Goals?

2012 goal

A new year is upon us.  I'm still not quite sure how it got here so fast, but it's here, so now it's time to deal with it.  Have you made any financial goals for the year?  I have.  It's looking … Read More »

Resolve to Be in Control of Your Finances in 2012

Budgeting

With the 2011 coming to an end, it's time to reflect upon the past year, appreciate the good, make peace with the not-so-good, and identify areas of our lives that we'd like to do better in next … Read More »

Christmas Charity

Christmas charity

Christmas is here, and while many of us are planning our Christmas parties and decorating the tree in our living room, we often forget that the real spirit of this festival lies in giving. It is … Read More »

Money is No Option When Considering My Child’s Health… But I Maybe Sometimes It Is

Money

My 4-year old daughter's allergies became quite alarming.  It was beyond sniffles and sneezes and to the point of asthmatic reactions, breathing treatments every four hours, and more.  When the … Read More »

Smart Grocery Shopping

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Groceries are a significant and permanent item in almost all household. While many of us will give the groceries a lot of thought while trying to save money, not most of us care about bettering our … Read More »

Save Others Money: Donate to Church Instead of Goodwill

I'm trying to purge my house of "things".  My oldest daughter was recently diagnosed with multiple allergies, the most severe of which is, according to her blood test, caused by dust.  Well, the … Read More »