Financial Advice, Budgeting Tips

Single moms find here financial advice and budgeting tips helping them make more informed decisions on how to plan the personal finances. Let’s face it. Making and sticking to a budget is as necessary as it is boring. Learn here how to develop a budget, means to save, spend wisely and make the right choices, and most importantly how to stick to the plan until budgeting becomes routine.

Don’t Pass On Legitimate Financial Opportunities Because of Fear

Opportunity

I was just notified today that 7 of my books have the option of being available on Amazon Europe.  At first I was excited.  Then, I got really excited.  Then I got a little disappointed. Amazon Europe is a great opportunity.  It doesn't cost … Read More »

Make an Offer on the Real Estate You Want

Real Estate

I've been looking for a bigger house for years now.  Unfortunately for me, prices have risen sharply in my area.  I've fantasized about a certain house that was way out of my price range, but I haven't had many realistic options. I said that … Read More »

I Added Another Category to My Budget This Month

I was getting ready to print out my May budget pages when I decided to add a new category.  I usually spend money on others for special things out of my "miscellaneous" category, and although it is a miscellaneous expense, I sometimes feel myself … Read More »

Want to Have More Money? Don’t Spend It!

Save now

Have you not already heard that great piece of advise? It sounds like a Chinese proverb, don't you think? I have. I have read it, heard it... tried it too. This is the start of any attempts to control your budget: 1. Check where your money … Read More »

Keep Your Insurance Paperwork Organized

Life Insurance

Imagine my surprise when my insurance agent called to say that a very large life insurance policy had lapsed last month due to non-payment.  Why did I think that was impossible?  Because the monthly payment is directly deducted from my checking … Read More »

DIY Fabric Softeners

Vinegar

Certain fabrics like towels and bed sheets and cotton shirts demand fabric softeners. These items tend to get very rough with repeated washing and unless some fabric softeners are used it can get impossible to use them. There are several fabric … Read More »

I’m Having a Yard Sale to Finance My Gardening Hobby

Tiller

Spring seems to have sprung early this year.  The flowers have bloomed.  The grass has needed mowed.  My seeds have been started for my garden.  Dirt has been delivered.  And now, the garden beds need tending to. I've got raised beds for … Read More »

Crazy Idea to Lower My Electric Bill

Electric Bill

I'm on the budget program for almost all of my utilities.  This month, the budget amount for my electric bill went up again.  It's been rising for years, as most thing have, but it's gotten to the point that I think it's ridiculous to spend that … Read More »

Hosting the Perfect Parties

Party

Playing a good host is not an easy task. One has to look into several aspects and right from the time that the guests arrive to the moment that they leave, one has to make sure that they are comfortable and having fun. Be it your home that you are … Read More »

Support a Charity or Other Organization without Making a Monetary Contribution

Charity

I was reading my recent emails when I came to the newest one from ParentalRights.org.  I've donated to them quite a few times, and I'd love to continue supporting them to help them further their cause, a cause that I am greatly in favor of, but I … Read More »

Earning Extra Money Working from Home

Earning Extra Money

Since so many things have been breaking around here lately, I've needed more money than I've been earning.  Getting a job in my area wasn't an option, and wallowing in self-pity wasn't working either.  I knew there had to be a way to earn money … Read More »

Non Toxic Drain Cleaners

Non Toxic Drain Cleaners

Those of us who have tried cleaning our drains know that it is not an easy job. The scales and muck in these drains is dreadful and the fact that one cannot go right into the pipe to scrub properly, often makes us turn to chemical cleaners. This … Read More »

Organizing a Pot Luck Party

Beverages.

A potluck allows you to get together with friends and family without having to undertake the stress of cooking all by your self. It can also be an opportunity to meet new neighbors or coworkers. Everyone who comes to the party brings a dish along. … Read More »

Planning a Household Budget in Advance

Planning a Budget

One of the first steps in making a good household budget is to assess the expenditure at the present time. Now while is the easy for those who are already running a household, it is not that simple for those who are planning to run a house in the … Read More »

All Dollar Stores Are Not The Same

Gold coins

I always assumed that I was saving money and getting the best possible price on nearly all of the items that I purchased at my local Dollar General store.  After all, a dollar store is a place for absolute rock-bottom prices, right?  Surely the … Read More »

Four Must-Have for a Good Household Budget

Four Must-Have for a Good Household Budget

Simply having a household budget will not do. We need a good household budget. It is only when you have a well thought out and planned household budget that you can hope to save money and also enjoy a decent lifestyle. While there is extensive … Read More »

The 4 Must Haves of Any Good Party

Party

When hosting a party all of us wish that it would be a success. No one would like to have a party that is boring and has no element of fun. Successful parties are not very difficult to throw. All one needs is to keep a few tips in mind and voila the … Read More »

It’s Okay to Accept Help

Breadmaker

In the past couple of weeks or so, I've managed to kill 2 blenders, a computer, and a breadmaker.  Also, the dashboard warning light came on in my van, and I'm slightly leery that my hair dryer may start to shoot fire.  I don't know how or why … Read More »

Caring for Your Jewelry

Jewelries box

Most of us own some jewelry and more often than not it is a mixture of authentic jewelry and them some eclectic jewelry pieces. While the latter is not as expensive as the former, both types of ornaments need care. There is no question that authentic … Read More »

Recycle and Save

Recycle and Save

Everyday we hear about the environment, the ozone layer getting eroded, and so many species added to the extinct list. And while all of us will comment on how bad this is for the planet, few will walk that extra mile to ensure that we leave a greener … Read More »