Financial Advice, Budgeting Tips

Single moms find here financial advice and budgeting tips helping them make more informed decisions on how to plan the personal finances. Let’s face it. Making and sticking to a budget is as necessary as it is boring. Learn here how to develop a budget, means to save, spend wisely and make the right choices, and most importantly how to stick to the plan until budgeting becomes routine.

What if You’re Overcharged at a Store?

What if You're Overcharged at a Store?

I went to the store today to pick up a few things, but while I was there, I saw that the fall and winter clothing was on clearance, so I picked up a jacket for my youngest child and a jacket for my … Read More »

Tips on Birthday Party Games

Tips on Birthday Party Games

Games are an integral part of a kid’s birthday party. Unlike adults, children will not sit making polite conversation while sipping a drink. Children need to be kept entertained and busy right … Read More »

3 Steps for a Killer Household Budget

3 Steps for a Killer Household Budget

Making a household budget may not seem like rocket science to most people, but those who have tried their hand at it know that the process takes a lot of energy and planning. If you make a frivolous … Read More »

Landlords Beware: You May Be Held Responsible For Renter’s Bills

Landlords beware

I received an extra sewage bill in my mailbox last week.  I didn't stress over it much because I figured that surely it had to be a mistake.  A couple days later, I called about it, sure that I … Read More »

Easy Money Saving Tips

Easy money saving tips

A penny saved is a penny earned, and with our current economy almost everyone is looking to save even a penny if they can. As ladies running the house, you will be surprised at how much you can save … Read More »

Don’t Forget to Keep Your PCP Up-To-Date on Your HMO Insurance Plan

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I received a letter from my children's pediatrician informing us that she was moving out of state.  I remember a time when she was on vacation and I had to take my oldest daughter to my doctor … Read More »

I Spend Too Much Money on Food

I spend too much money on food

We eat a healthy non-GMO diet, mostly organic, so I don't expect our food to be cheap.  I'd really like to lower my food budget, but I'm not sure how to.  I recently read a food article buy a woman … Read More »

Money Matters

Money matters

In the matter of money, the thing I’ve learned most, is that money matters. I use to think that a penny was just a penny and a dime was just a dime.  I use to reason, “Oh, it’s just five … Read More »

Tax Season’s Almost Here!

Tax season

Just a reminder, tax season is almost here!  Make sure to open all of your mail.  Even an envelope that appears to contain junk mail may contain valuable documents that you may need when filing your … Read More »

No Money? No Problem! Your Guide to Living Large on Very Little

No money, no problem!

Ever wished you knew how to go on living the good life in tough times? Frugality is the new reality, but doesn’t mean you have to sacrifice your lifestyle and turn into a no-fun cheapskate. In fact, … Read More »

Don’t Forget To Have Your Utilities on the Budget Program

Budgeting

If you've ever read any of my writings, you know that I'm a huge advocate of budgeting.  I like to know where my money's going and how much of it is going there.  Living in the northeastern part of … Read More »

Do You Have Any 2012 Financial Goals?

2012 goal

A new year is upon us.  I'm still not quite sure how it got here so fast, but it's here, so now it's time to deal with it.  Have you made any financial goals for the year?  I have.  It's looking … Read More »