I know I should be getting ready to close out December’s budget, figure out January’s budget with my new goal of putting more money into investments every month, and getting various financial records ready for income tax season, but I just don’t want to. I’m tired of finances. I’m tired of record-keeping. I’m just plain tired. I’ve been budgeting for Read More »
Tips for Living on a Budget
Financial advice is never taken for granted in a single mom's life.
Budgeting and planning for unexpected expenses to include medical, pet, extra school costs and much more are discussed. Many articles are written about how to save money on party ideas, family fun and tips for around the house including recycling, green living and feeding the family on a budget.
Having a healthy recipe database on hand is a great beginning. Living within budget constraints can create tough choices especially with housing decisions. Real estate resources will help educate on mortgage, home buying, renting, moving, avoiding scams and making sound decisions.
To conclude, this section explores a variety of basic financial topics with information and advice geared specifically to the priorities of single-parent households.
I always assumed that I was saving money and getting the best possible price on nearly all of the items that I purchased at my local Dollar General store. After all, a dollar store is a place for absolute rock-bottom prices, right? Surely the prices I was paying had to be the lowest… or not. With my oldest daughter’s upcoming Read More »
I learned that I was charged a $20 late fee, for the past 2 months, for late payments on my home equity line of credit, and that I had overdue payments. Unsure as to how this happened, I called the bank right away. After all, I didn’t want this to ruin my credit. I didn’t understand how I could have Read More »
I went to the store today to pick up a few things, but while I was there, I saw that the fall and winter clothing was on clearance, so I picked up a jacket for my youngest child and a jacket for my oldest. After all, they were only $3 each… or so I thought. The sign on the clothing Read More »
I received an extra sewage bill in my mailbox last week. I didn’t stress over it much because I figured that surely it had to be a mistake. A couple days later, I called about it, sure that I would be told to just throw it away, but to my surprise, I was told that I had to pay it Read More »
Some time ago, I received a letter from my children’s pediatrician informing us that she was moving out of state. I remember a time when she was on vacation and I had to take my oldest daughter to my doctor instead. That visit wasn’t covered by our HMO insurance plan for my daughter, so I had to pay out of Read More »
Just a reminder, tax season is almost here! Make sure to open all of your mail. Even an envelope that appears to contain junk mail may contain valuable documents that you may need when filing your income taxes. Employers have until the last day of January to mail out income tax statements, so you may not receive them until early Read More »
If you’ve ever read any of my writings, you know that I’m a huge advocate of budgeting. I like to know where my money’s going and how much of it is going there. Living in the northeastern part of the country though, some of my bills, especially gas and electric, can fluctuate quite a bit throughout the year. Fortunately, most Read More »
With the 2013 ended, it’s time to reflect upon the past year, appreciate the good, make peace with the not-so-good, and identify areas of our lives that we’d like to do better in this new year. Many people resolve to lose weight, exercise, or eat healthier, a resolution that I believe is brought on by holiday weight gain. Physical health Read More »
When winter comes most of us stock up on woolens and jackets, and even cleana up the fire place in our homes. We turn the thermostat up, and everything that we can do to keep ourselves warm, we do. The one part that many of us ignore is our food. Yes, there are foods that can keep us warm and Read More »