Tips for Living on a Budget

Financial advice is never taken for granted in a single mom's life.

Budgeting and planning for unexpected expenses to include medical, pet, extra school costs and much more are discussed. Many articles are written about how to save money on party ideas, family fun and tips for around the house including recycling, green living and feeding the family on a budget.

Having a healthy recipe database on hand is a great beginning. Living within budget constraints can create tough choices especially with housing decisions. Real estate resources will help educate on mortgage, home buying, renting, moving, avoiding scams and making sound decisions.

To conclude, this section explores a variety of basic financial topics with information and advice geared specifically to the priorities of single-parent households.

I Spend Too Much Money on Food

I spend too much money on food

We eat a healthy non-GMO diet, mostly organic, so I don’t expect our food to be cheap.  I’d really like to lower my food budget, but I’m not sure how to.  I recently read a food article buy a woman who feeds her family of 6 (5 of whom are boys with double-digit ages!) on $600 a month.  Sadly, that  Read More »

I’m Tired of Budgeting

I'm Tired of Budgeting

I know I should be getting ready to close out December’s budget, figure out January’s budget with my new goal of putting more money into investments every month, and getting various financial records ready for income tax season, but I just don’t want to. I’m tired of finances. I’m tired of record-keeping. I’m just plain tired. I’ve been budgeting for  Read More »

All Dollar Stores Are Not The Same

Gold coins

I always assumed that I was saving money and getting the best possible price on nearly all of the items that I purchased at my local Dollar General store.  After all, a dollar store is a place for absolute rock-bottom prices, right?  Surely the prices I was paying had to be the lowest… or not. With my oldest daughter’s upcoming  Read More »

The Bank Reversed My Late Fees

The Bank Reversed My Late Fees

I learned that I was charged a $20 late fee, for the past 2 months, for late payments on my home equity line of credit, and that I had overdue payments.  Unsure as to how this happened, I called the bank right away.  After all, I didn’t want this to ruin my credit. I didn’t understand how I could have  Read More »

Tax Season’s Almost Here!

Tax season

Just a reminder, tax season is almost here!  Make sure to open all of your mail.  Even an envelope that appears to contain junk mail may contain valuable documents that you may need when filing your income taxes.  Employers have until the last day of January to mail out income tax statements, so you may not receive them until early  Read More »