Every year at Thanksgiving, I have my mom take a family photo for us. I use that photo on our Christmas cards. My hair has had a ton of damage for a while now, but I didn’t want to spend money on a haircut. Finally, I had to. My split ends were causing tangles and knots, which resulted in more Read More »
Insights Into Family Finances by Randi
Mother, author, and budget extraordinaire, Randi shares her insights into family finances with a realistic point of view.
Her indispensable tool for being in control of her finances: a budget! Read on to see how it not only works for her, but how it can work for you, too!
Randi Lynn Millward, author and mother of 3, resides in northwestern Pennsylvania. She holds a certificate in Creative Writing and Manuscript Marketing and has an ASB in Business Management with an option in Human Resources Management.
Randi is the author of seven books, including Basic Budgeting, 100 Income Streams for Full-time Moms, Beyond the Traditional Lemonade Stand, and A Book About My Grandmother, amongst others, and her writing has appeared in the Business Builders section of the Christian Work At Home Moms (CWAHM) newsletter on more than a dozen occasions.
Randi's books are available on Amazon.com and other participating retailers. Basic Budgeting, is a very useful tool for anyone and everyone to be in control of their finances. It is easy to understand, very useful to single moms. The book is also very affordable. SingleMom.com highly recommends it.
To contact Randi or order any of her books, visit her website at: RandiLynnMillward.com.
Some of my fondest memories from when I was a teenager are gathering with my mom, aunts, and grandmother on Thanksgiving Day to look through the Black Friday sale papers making lists of what we planned to buy at each store. The next morning, we’d head out early to shop, some of us picking up things for others, and being Read More »
I hate throwing food away. I don’t like being wasteful, and I know it doesn’t set a good example for my children. Sometimes though, there’s food that they just won’t eat, and I don’t know what else to do with it. Example: I could serve the same pot of chili for a week straight, and my children would choose to Read More »
Some people have heard of the word “tithe”, some haven’t. Some people tithe regularly (I’m one of those people), and some have never tithed in their entire life. So what exactly is this mysterious sounding word? How do you do it? What benefit is there to it? One definition for “tithe”, according to dictionary.com, is “the tenth part of agricultural Read More »
The new year is already about 3/4 of the way over. How are you doing financially? Have you stuck to your budget? Are you meeting your goals? If you’re still struggling, maybe some of these tips can help you: 1. Be accountable to someone – anyone. Just because you’re single doesn’t mean that you can’t be accountable. You don’t need Read More »
Money is a necessity. Bills aren’t going to pay themselves. Groceries aren’t going to buy themselves. But sometimes, money is the furthest thing from my mind. Three days ago, my 2-year old daughter was attacked by our neighbor’s dog. As I was pulling out of the driveway to take her to the emergency room, my neighbor came up to my Read More »
I have a house that I’m going to be renting out next month. The future tenant called me today to ask if she could drop off part of the security deposit now, some next week, and some the following week so she doesn’t “blow it before then”. Hmmmm… Sounds to me like someone needs a budget. I totally understand how Read More »
I think almost everyone has, at one time or another, heard their mother say “money doesn’t grow on trees”. I try to teach my children not to waste things, especially food. Food is our biggest expense. Feeding 5 people isn’t cheap, but I have to stop myself every time I feel the urge to tell my kids that “money doesn’t Read More »
So far this year, I’ve had 3 friends or acquaintances try to recruit me to their sales team. I’d love to earn some extra money from home, but I just couldn’t sell a product I don’t stand behind 100%. I don’t travel, so the travel company was out. I make my own cleaning products, Melaleuca wouldn’t work for me. I Read More »
I was talking with a friend of mine about how expensive food is and was pretty relieved when she admitted that food was her biggest monthly expense. Food is my biggest monthly expense, too, but I’ve read so many places about what percentage of your income you should spend on food, housing, and other things that I felt a little Read More »