Kelly is a friend I’ve gotten to know from work over the past three years or so. She’s the cheery voiced receptionist who all our customers appreciate so much that they often comment they wish they had someone like Kelly answering their phones.
But there’s lots more to Kelly than a friendly voice and a smiling face. You see Kelly’s a single mom with two teenage kids ages 15, and 16, and she holds down two jobs in order to pay the bills. After here five day work week at our company, she spends the weekend monitoring phones for a local suburban police station, and as she told me recently, “The weekend doesn’t mean much to me because I’m still working. It all tastes the same to me.”
She Gets One Weekend A Month
She did confess that she gets one weekend off per month for which she’s eternally grateful. But she’s bringing in no money on those two days, for which she also feels a bit guilty. Kelly is probably in her late 30’s and has trained herself to keep a stiff lower lip, and to avoid feeling sorry for herself, knowing full well that self pity gains you nothing in this old world. But with two growing kids, two incomes are necessary to make ends meet, and she provides them both, leaving her little time to do what she would most like to do, be a full time MOM.
There’s More
A few more things need to be said in order to complete this picture. Kelly has no college degree, but she’s absolutely no dummy. In fact she has skills that could take her higher in the business world if she only had the confidence to take advantage of them. For example, she’s a good writer and a great proof reader. I know because she proofs my stuff all the time. And my stuff is always better after Kelly’s done cleaning it up.
Humility Holds Her Back
But to date, her natural humility (lack of self confidence) has prevented Kelly from saying to the publishing department, “I’d like to write an article on this or that subject,” with an eye toward developing a free lance writing career to replace (at least) the weekend job. As the result, she continues to work two jobs, for not enough money (no, it’s not the bosses fault as he’s paying her a competitive receptionist salary) and she does her level best to make the best of it.
I Like And Admire Her
I must admit that I not only like Kelly, but I admire the grit and determination she shows, despite the odds of her current circumstance. Quite honestly I don’t know how she (or any of the millions of other single Moms around this nation) maintains her optimistic outlook from day to day. If I were in a similar position I don’t know if I could keep up with her…in fact I doubt very much that I could.
But What Can I Do
In any case, knowing Kelly makes me ask the question, “What can I do personally to make her life a little better? What can I do to help keep a ray of hope in her seemingly indomitable spirit, and to encourage her to persist in her effort to create a better life for herself and her kids in the future.
Kelly You Can Write, And…
My first answer is to say Kelly, let’s have you write an article for the next magazine and make sure that your by line is in place. You have the potential to do some professional free lance writing, replace the weekend job, to feel lots better about yourself, and to show your kids that persistence pays…which is a real good lesson for kids to learn these days. The second thing is that I want to tell her about Joe Lunch Buckett’s $3000 Plan and what it could do for Kelly and her kids.
Let’s Talk About What It Means In Dollars And Cents
Without getting into the details, if this plan had been in place when Kelly was born say 37 years ago, she would have a nest egg of $111,000 which would be generating almost $13,000 a year in residual income (way more than enough to replace the weekend job and allow her to be a mom at least two days out of the week) and growing into a substantial retirement when she gets to retirement age.
But that’s not all. Her two kids would also be participating in this plan. Ryan who is age 16 would have accumulated a nest egg of $51,000 and be generating a residual income of more than $4,000 a year, while Jay age 15 would have a $38,000 nest egg and a residual income of $3,750 a year. Altogether that would be
- an added $20,000 into the family income,
- a nest egg for her kids to get into the mainstream of life with,
- her financial pressures would be a thing of the past, the quality of Kelly’s quality of life would be dramatically enhanced,
- and as odd as it sounds, this could all happen without raising taxes one dime…
- if the people on Mainstreet understand Joe’s $3,000 Plan for the future of America and for Kelly and her kids.
The Problem Is…
The problem is, Joe’s plan was not in place when Kelly was born and it will not do her nearly as much good as if it had been. But Kelly, like most moms, loves her kids dearly and it will be of tremendous benefit to them…but only if the people of America understand it, are inspired (inflamed) by it, and vote accordingly. If they do, the leaders who all seem to be lost in space these days, will suddenly be sounding intelligent and meaningful instead of totally empty and full of BS.
To Learn More…
To learn more check out Joe’s web site www.joelunchbuckett.com and click on the page labeled “The $3,000 Plan.” After you’ve read it, picked yourself up off the floor, and asked yourself why this wasn’t implemented years ago?, click on the page labeled “Join the Resolution” and find out what you can do to make this world a better place not only for Kelly and her kids, but for people at all levels of society, around the world. Do it right now because there’s no time to waste.
Tough Questions & Plain Talk
Q. Where do the funds to pay off the annual $3,000 come from?
A. They come from future growth in the American economy (an average of $2 trillion per year), which due to current banking practices, only a small percentage of people has access to. In other words it does not come from existing savings.
Q. How will this line of credit be paid back?
A. The Homesteader will pay it back using, tax-deductible dividends (future savings) from the stock he/she purchased.
Q. On average, how long will the payoff take?
A. On average it’ll take about nine years to pay off each year’s $3,000 credit, including service charges and insurance premiums to cover bad loans, at which point the equity and the dividends belong 100% to the Capital Homesteader.
Q. What happens if and/or when an investment fails?
A. Just like when an FHA home burns down, insurance products will underwrite the transaction, limit the CH’ers exposure to the capital purchased, and minimize exposure for the bank as well.
Q. What’s the end product of Capital Homesteading?
A. Check the list on the front page…just for starters.
Q. Why haven’t the two mainstream parties implemented CH?
A. They either don’t know about it/understand it, or they feel that a democratized free market economy threatens their concentrated power. And if they’re protecting concentrated power it’s anti-American and voters should remove them from office.
Capital Homesteading…
1. Creates a true Ownership Society, while creating NO NEW GOVERNMENT DEBT (all transactions are asset backed), and WITHOUT RAISING TAXES one dime.
2. Rescues SOCIAL SECURITY from its downward spiral, and its inevitable demise.
3. Within a generation it ELIMINATES POVERTY, and in the process, defuses the economic root cause of social unrest, crime, and TERRORISM.
4. UNIVERSALIZES ACCESS TO HEALTH CARE, making it infinitely more cost effective and humane.
5. Provides vast new sources of investment capital with which to grow businesses of all sizes, finance safe new energy technologies, create real profits, and REAL WEALTH-PRODUCING (non government) JOBS.
6. Generates unprecedented rates of BALANCED GREEN GROWTH IN THE ECONOMY (along with more jobs), while eliminating inflation and the bust boom cycles that most conventional economists consider to be an inevitable part of the free market economy.
7. Systematically reduces the size and cost of government by reducing and eventually eliminating the need for entitlement programs like Social Security, Medicare, Medicaid, and Welfare. In turn, this LEGITIMATELY REDUCES TAXES.
8. Check inside this brochure for an accounting of how Capital Homesteading will positively affect YOU and your family members when it’s finally implemented in 2008.
What Capital Homesteading Will Mean To You, & Every Member of Your Family When Implemented In 2008
For a Complete, Year By Year Account see Dr. Norm Kurland’s new book entitled Capital Homesteading For Every Citizen (pgs 171-172). This chart begins at birth, conservatively presumes a $3000 annual purchase of productive capital assets, an annual service/risk fee of 3%, a Pre-Tax Profit Rate of 15%, and the acquisition term to be 9 years.
Article by R. Osbourne – Lombard
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