Randi's Column

Mother, author, and budget extraordinaire, Randi shares her insights into family finances with a realistic point of view. Her indispensable tool for being in control of her finances: a budget! Read on to see how it not only works for her, but how it can work for you, too!

What if You’re Overcharged at a Store?

What if You're Overcharged at a Store?

I went to the store today to pick up a few things, but while I was there, I saw that the fall and winter clothing was on clearance, so I picked up a jacket for my youngest child and a jacket for my … Read More »

Landlords Beware: You May Be Held Responsible For Renter’s Bills

Landlords beware

I received an extra sewage bill in my mailbox last week.  I didn't stress over it much because I figured that surely it had to be a mistake.  A couple days later, I called about it, sure that I … Read More »

Don’t Forget to Keep Your PCP Up-To-Date on Your HMO Insurance Plan

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I received a letter from my children's pediatrician informing us that she was moving out of state.  I remember a time when she was on vacation and I had to take my oldest daughter to my doctor … Read More »

I Spend Too Much Money on Food

I spend too much money on food

We eat a healthy non-GMO diet, mostly organic, so I don't expect our food to be cheap.  I'd really like to lower my food budget, but I'm not sure how to.  I recently read a food article buy a woman … Read More »

Tax Season’s Almost Here!

Tax season

Just a reminder, tax season is almost here!  Make sure to open all of your mail.  Even an envelope that appears to contain junk mail may contain valuable documents that you may need when filing your … Read More »

Don’t Forget To Have Your Utilities on the Budget Program

Budgeting

If you've ever read any of my writings, you know that I'm a huge advocate of budgeting.  I like to know where my money's going and how much of it is going there.  Living in the northeastern part of … Read More »

Do You Have Any 2012 Financial Goals?

2012 goal

A new year is upon us.  I'm still not quite sure how it got here so fast, but it's here, so now it's time to deal with it.  Have you made any financial goals for the year?  I have.  It's looking … Read More »

Resolve to Be in Control of Your Finances in 2012

Budgeting

With the 2011 coming to an end, it's time to reflect upon the past year, appreciate the good, make peace with the not-so-good, and identify areas of our lives that we'd like to do better in next … Read More »

Money is No Option When Considering My Child’s Health… But I Maybe Sometimes It Is

Money

My 4-year old daughter's allergies became quite alarming.  It was beyond sniffles and sneezes and to the point of asthmatic reactions, breathing treatments every four hours, and more.  When the … Read More »

Save Others Money: Donate to Church Instead of Goodwill

I'm trying to purge my house of "things".  My oldest daughter was recently diagnosed with multiple allergies, the most severe of which is, according to her blood test, caused by dust.  Well, the … Read More »

Free Financial Resources at Your Fingertips

Free online resources

With the unlimited resources on the internet, financial information and resources are much easier to find and use now than they used to be.  I remember calling the bank numerous times when I was … Read More »

Let the Christmas Shopping (and Budgeting) Begin!

Let the Christmas Shopping (and Budgeting) Begin

Now that Thanksgiving has passed, it's full-steam ahead to Christmas.  There was Black Friday, Small Business Saturday, Cyber Monday, and countless other sales.  Sales are good, but try not to let … Read More »

About The Author:
Randi Lynn Millward, author and mother of 3, resides in northwestern Pennsylvania. She holds a certificate in Creative Writing and Manuscript Marketing and has an ASB in Business Management with an option in Human Resources Management.

Basic Budgeting
Randi is the author of seven books, including Basic Budgeting, 100 Income Streams for Full-time Moms, Beyond the Traditional Lemonade Stand, and A Book About My Grandmother, amongst others, and her writing has appeared in the Business Builders section of the Christian Work At Home Moms (CWAHM) newsletter on more than a dozen occasions.

Randi's books are available on Amazon.com and other participating retailers. Basic Budgeting is a very useful tool for anyone and everyone to be in control of their finances. It is easy to understand, very useful to single moms. The book is also very affordable. SingleMom.com highly recommends it.

To contact Randi or order any of her books, visit her website at: RandiLynnMillward.com.